Credit Analyst

About the role

Are you an analytical, detail-oriented professional with a passion for financial analysis and sound credit decision-making? If so, we want you to join our team at Starion Bank! As a growing community bank, we pride ourselves on local leadership, personalized service, and deep community loyalty. We're not just a bank; we're a place where you can thrive both professionally and personally. This position is available at any of our branches in North Dakota and Wisconsin.

Responsibilities

• Analyze new and existing credit requests, including complex credits, and prepare financial spreads and Credit Approval Presentations (CAPs).
• Conduct annual credit reviews and provide recommendations regarding creditworthiness, risk, and appropriate loan structure.
• Serve as a resource to lenders on complex credit transactions, financial analysis, risk assessments, and servicing needs.
• Lead or assist with credit administration projects, process improvements, regulatory changes, system enhancements, and risk management initiatives.
• Support loan policy administration by providing guidance and recommending improvements or clarifications.
• Identify training needs and provide credit-related training and guidance to lending staff; conduct appraisal reviews as needed.

Qualifications

• Bachelor’s degree in accounting, finance, economics, business administration, or a related field.
• Three to eight years of related credit analysis, lending, or financial analysis experience; placement at the Credit Analyst II or III level will be based on experience and qualifications.
• Strong financial statement analysis, credit risk assessment, loan structuring, and problem-solving skills.
• Ability to work independently and provide sound technical guidance on complex credit matters.
• Strong communication and presentation skills with the ability to educate and advise others.
• Advanced proficiency in Microsoft Word and Excel; database or financial software experience preferred.

Benefits

• Competitive salary.
• Comprehensive benefits including health, life, dental, vision, and a health savings account.
• Retirement planning with 401K and profit-sharing options.
• Annual Incentive Compensation Program available for all benefit-eligible employees.
• Paid vacation and holidays for work-life balance.
• Join a team recognized as the “Best of the Best” by Independent Bankers magazine.