Credit Analyst

About the role

This is a 4-month, remote contract role (40 hours/week) for a personal-finance company that offers financial products, educational content, and tools on a digital platform. Candidates must reside in the US within the EST, CST, or MST time zones.

Responsibilities

• Review and analyze small-business loan applications, including tax returns, balance sheets, profit & loss statements, and debt schedules.
• Audit borrower files to ensure completeness, accuracy, and compliance with bank credit requirements.
• Perform financial spreading and identify key risks, strengths, and inconsistencies in borrower financials.
• Support credit decisioning by flagging issues, missing documentation, or follow-up questions for internal teams.
• Manage assigned files within the credit pipeline to meet defined SLAs and turnaround times.
• Serve as a credit-support resource to Sales and Relationship Managers to help prepare files for downstream review.
• Maintain organized and accurate documentation within internal systems.

Requirements

• Bachelor’s degree in Finance, Accounting, or a related field.
• 2+ years of professional experience in Credit, Accounting, Finance, or underwriting-related roles.
• Strong ability to read, interpret, and analyze small-business financial statements.
• High attention to detail and comfort working in a high-volume, deadline-driven environment.
• Ability to work independently within clearly defined credit guidelines and processes.
• Clear written and verbal communication skills.
• Proficiency in Excel for financial analysis.
• Prior experience with SMB lending or bank underwriting is a plus.

Pay

Hourly pay range: $25–30/hr (dependent on location and experience).

Benefits

• Medical, Dental, and Vision coverage.
• 401K (provided minimum eligibility hours are met).

Schedule

40 hours per week for a 4-month contract.