Credit Analyst

Role Summary Underwrite complex commercial loan transactions, including real estate, commercial and industrial lending, leveraged finance, and tax-credit loans. Key Responsibilities Assess and underwrite loan requests using detailed analysis of cash flow, collateral, and financial statements.Review borrowing-base reports to evaluate borrowing capacity and risk.Verify covenant compliance and evaluate financial and credit performance.Support lending officers with underwriting recommendations and risk assessments.Participate in loan committee discussions to help guide lending decisions. Qualifications & Skills Strong knowledge of commercial lending underwriting for a range of loan types.Proficiency in financial statement analysis, cash flow modeling, and collateral evaluation.Ability to interpret borrowing-base reports and assess covenant adherence.Detail-oriented judgment and the ability to communicate findings clearly.Comfort collaborating with lending teams and contributing to committee decisions.