Credit Analyst

About the role

This Credit Analyst position supports two key areas of loan function: Sales and Loan Production. The role maintains a high level of accuracy in the credit process by being familiar with loan procedures, structure of credit, collateralization perfection, and sound file documentation based on credit type. It provides credit file accuracy to support business bankers in facilitating sound lending decisions and helps mitigate risks by ensuring credit is documented in accordance with policies and procedures.

Responsibilities

• Support Sales and Loan Production functions within the loan process.
• Maintain accuracy in the credit process by understanding loan procedures, credit structure, collateralization perfection, and file documentation requirements specific to credit type.
• Provide accurate credit files to support business bankers in making sound lending decisions.
• Assist in risk mitigation by ensuring credit is documented in accordance with bank policies and procedures.
• Support the internal loan review function, external independent loan review, and regulatory examinations conducted by IDOB and FDIC.