Credit Analyst
Key Responsibilities
- Prepare credit analysis including review/analysis of real estate and C&I loans—specific market information and financial statements for commercial borrowers, guarantors and prospects.
- Working proactively to ensure both production and analyst tasks are prioritized appropriately and completed in a timely manner.
- Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests—modifications—renewals and annual reviews; tracking and completing covenant monitoring, completing industry research and having a strong understanding of loan policy.
Qualifications
- Bachelor’s degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience
- Related experience in the Financial Services, Banking Industry, Credit Analysis, Loan Review or similar background preferred
- Experience as a credit Analyst I or equivalent role preferred
- Familiarity with financial instruments and the processes used to analyze financial data
- Good fundamental understanding of general bank operations and the lending process
- Strong computer skills required with the following programs: Access, Word, PowerPoint and Outlook and proficient skills with Excel
About Us
First Horizon Corp., with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefits
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match