Credit Analyst

About the role

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi‑cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities. Headquartered in California, East West Bank (Nasdaq: EWBC) is a top‑performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity.

We are currently seeking an Analyst in our growing Commercial Real Estate (CRE) group to support a team of Portfolio Managers. Primary responsibilities will include assisting in transaction underwriting, credit approval process, documentation and execution, monitoring, surveillance and reporting of Commercial Banking relationships.

Responsibilities

• Monitor transaction‑level performance, conduct financial statement analysis, and ensure covenant compliance.
• Assist Portfolio Managers in underwriting Project Finance and Structured Finance transactions.
• Support internal loan execution functions, including credit submissions, loan closing, and loan servicing.
• Interact with third‑party service providers such as servicers, custodians/trustees, field examiners, and attorneys.
• Evaluate numerous transaction types across a broad array of commercial asset classes, analyzing collateral, originator, servicer, and developing cash‑flow models and loss‑coverage analyses.
• Work with Relationship Managers and Portfolio Managers to create loan memoranda for new loans, amendments, modifications, renewals, extensions, and waivers.
• Ensure portfolio administration and risk management compliance with EWB credit and regulatory policies, procedures, and business strategy.
• Assist with due‑diligence and analysis for new client relationships and opportunity memos.
• Coordinate promptly with Relationship Managers and Portfolio Managers to respond to borrower requests.
• Perform other duties and special projects as needed.

Qualifications

• Bachelor’s degree or a combination of education and directly related experience.
• 1–3 years of commercial credit experience and/or a background in accounting (highly preferred).
• Knowledge of CRE, including the ability to analyze tax returns, company financials, and property financials (a plus).
• Proficiency with Microsoft Office products (Excel, Word, etc.) and ability to adapt to bank technology platforms.
• Ability to work on multiple projects simultaneously, taking ownership of discrete tasks while collaborating as part of a team.
• Strong written and oral communication skills.
• Excellent interpersonal skills for interacting with senior management and clients, with a focus on quality and integrity.
• Legal authorization to work in the United States (no visa sponsorship available).

Compensation

The base pay range for this position is USD $18.00 per year – USD $22.00 per year. Exact offers will be determined based on job‑related knowledge, skills, experience, and location.