Credit Analyst

Overview

We are currently seeking an Analyst in our growing CRE group to support a team of Portfolio Managers. Primary responsibilities will include assisting in transaction underwriting, credit approval process, documentation and execution, monitoring, surveillance and reporting of Commercial Banking relationships.

Responsibilities

• Monitoring of transaction level performance, financial statement analysis and covenant compliance.
• Aiding Portfolio Managers in underwriting Project Finance and Structured Finance transactions.
• Aiding the team in internal loan execution functions, including credit submissions, loan closing, and loan servicing.
• Interacting with third party service providers associated with the transactions, such as servicers, custodians/trustees, field examiners, attorneys, etc.
• Evaluating numerous transaction types across a broad array of commercial asset classes, conducting analysis of the collateral, originator, servicer, and developing cash flow models and loss coverage analyses.
• Working with Relationship Mangers and Portfolio Managers to analyze and create requisite loan memoranda to generate new loans, amendments, modifications, renewals, extensions, and waivers.
• Ensuring the portfolio administration and risk management of each client relationship is in compliance with established EWB credit and regulatory policy, procedure, and business strategy.
• Assisting with due diligence/analysis with new client relationships, opportunity memos as appropriate.
• Promptly coordinating with Relationship Managers and Portfolio Managers to respond to borrower requests.

Qualifications

• Bachelor's degree or combination of education and directly related experience.
• 1-3 years Commercial Credit experience and/or background in Accounting is highly preferred.
• Knowledge of CRE including the ability to analyze tax returns, company financials and property financials is a plus.
• Proficient with Microsoft Office products (Excel, Word, etc.), and able to adapt and learn bank technology platforms.
• Able to work on multiple projects simultaneously, taking ownership of discreet tasks while working as part of a team.
• Strong written and oral communication skills.
• Excellent interpersonal skills to interact with senior management as well as clients, with focus on quality and integrity.

Compensation

The base pay range for this position is USD $20.00/Hr. - USD $27.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.