Jobs · Finance · New York

Credit Analyst

Ballston Spa National Bank · Ballston Spa, NY · 2 wk ago
HybridFinanceFull-time

About the role

The ideal candidate will have a strong background in finance and data analysis, with experience in credit risk assessment and financial modeling.

Responsibilities

  • Analyze financial statements and market trends to assess credit risk.
  • Develop and maintain credit models to evaluate loan applications.
  • Prepare reports and presentations for senior management.
  • Collaborate with cross-functional teams to improve credit policies and procedures.

Requirements

  • Bachelor’s degree in Finance, Economics, or a related field.
  • Minimum 3 years of relevant work experience in credit analysis or financial services.
  • Proficiency in Excel and other financial modeling software.
  • Strong analytical and problem-solving skills.
  • Excellent written and verbal communication skills.

Qualifications

  • Knowledge of credit scoring methodologies and regulatory compliance requirements.
  • Experience working with large datasets and performing statistical analyses.
  • Ability to manage multiple projects simultaneously and meet deadlines.

Skills

  • Advanced Excel skills, including VBA and pivot tables.
  • Experience with SQL and database management systems.
  • Understanding of credit risk management frameworks and best practices.
  • Strong interpersonal and teamwork skills.

Benefits

  • Competitive salary commensurate with experience.
  • Flexible work schedule with remote options available.
  • Health insurance coverage.
  • Professional development opportunities.

Pay

Salary range: $80,000 - $100,000 annually.

Schedule

Full-time position with flexible hours.

Contact

To apply, please submit your resume and cover letter through the provided button. For more information about the company and the role, visit our website.

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