Credit Agri Finance Asst Mgr Insight FS

PURPOSE AND SUMMARY STATEMENT

Assists the Credit Manager in directing and coordinating activities of employees engaged in marketing Agri-Finance and credit programs. Responsible for credit investigations and collecting delinquent patron accounts. Establishes and manages a portfolio of credit products for agricultural producer clients within the assigned territory while generating profitability and maximizing organic growth through key marketing activities.

ESSENTIAL JOB FUNCTIONS

• Coordinates activities for investigating and verifying financial status and reputation of prospective customers applying for credit, preparing documents to substantiate findings, and denial or approval of applications from customer.
• Establishes credit limitations on customer accounts and handles special credit arrangements and deviations from standard terms of payment.
• Investigates or initiates possible legal action and collection for insufficient checks and delinquent invoices.
• Establishes and updates customer’s credit activities.
• Reviews collection reports to ascertain status of collections and balances outstanding and to evaluate effectiveness of current collection policies and procedures.
• Audits delinquent accounts considered to be uncollectible to ensure maximum efforts have been taken before recommending bad debt status to account.
• Schedule and conduct monthly credit meetings with each designated location.
• Prepares reports for management on credit and collection activities.
• Adds addresses complaints from customers.
• Responsible for interviewing applicants and requesting specified information for loan applications.
• Analyzes applicant financial status, credit, banking status and other information to determine feasibility of granting loan and corresponds with applicant or creditors to resolve questions regarding information.
• Compiles loan package and facilitates negotiation structure with applicant, including fees, loan repayment options and other credit terms.
• Submits loan package within specified limits and refers to committee for approval.
• Works with FS Agri-Finance on the collection of all Agri-Finance accounts.
• Aids in the development of Agri-Finance marketing plans and programs specific to assigned territory.
• Implements marketing plan strategy through direct calls/visits to targeted customers.

COMPANY OVERVIEW

InsightFS is headquartered in Jefferson, Wisconsin with 23 branches across the state and upper peninsula of Michigan. InsightFS has 430+ employees (including seasonal workers) and approximately 50,000 customers. The cooperative does business in agronomy, agri-finance, precision agriculture, nutrient management, energy, feed, grain, and turf. InsightFS is part of the GROWMARK System, an agricultural cooperative serving more than 100,000 customers across North America and Ontario, Canada.

COMPENSATION AND BENEFITS

Commensurate with experience.

QUALIFICATIONS

Bachelor's Degree in related field.

TRAINING

Bachelor's Degree.

SHIFT

Unspecified

HOURS PER WEEK

40

APPLICATION INSTRUCTIONS

Apply Online: ipc.us/t/22252164E49F4388