CRE Credit Products Portfolio Mgr Sr

Job Responsibilities

• Complex Credit Structuring & Underwriting: Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs.
• Portfolio Strategy & Risk Oversight: Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality.
• Client & Executive Leadership Engagement: Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution.
• Credit Agreement Negotiation: Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements.
• Team Leadership & Mentorship: Mentor junior credit professionals, providing training and leadership in credit risk best practices. Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures. Uses independent judgement and discretion to make decisions regarding assigned portfolio. Analyzes and resolves problems pertaining to the assigned portfolio.

Job Requirements

• Required Qualifications:
• Education level required: Undergraduate Degree (4 years or equivalent)
• Bachelor’s degree in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
• Minimum experience required: 10+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
• Deep expertise in structuring and negotiating complex credit agreements
• Strong leadership skills with the ability to influence credit strategy and policy
• In-depth understanding of macroeconomic factors and their impact on credit risk
• Prominent ability to manage large portfolios and advise senior executives
• Exceptional communication and stakeholder management skills
• Preferred Qualifications:
• Education level preferred: Master's Degree (or Postgraduate equivalent)
• MBA or CFA preferred