CRE Associate Relationship Manager

Main Duties and Responsibilities

• Prepare pre-screens for new transactions by analyzing property financials, Sponsor financials, business plan and market data.
• Review appraisals and other due diligence reports, and proactively identify issues and concerns.
• Aid in sizing and structuring new transactions and complex refinances, draft Term Sheets and assist Relationship Managers in deal negotiations.
• Liaise with various parties to ensure approved credit requests are carried out in a timely manner (3rd party consultants, attorneys and other vendors).
• In conjunction with Loan Closer, execute the loan closing process and facilitate the flow of loan legal documents (customer, bank).
• Liaise between Relationship Managers and the Credit Division (Underwriters, Credit Officers) to facilitate credit needs of customers.
• Aid Relationship Managers with all customer related requirements.
• Attend site inspections and client meetings with Relationship Managers.
• Perform other duties, as assigned, which fall within scope of responsibility, including but not limited to portfolio reporting, maintaining pipeline, activity reports, and relationship plans.

Qualifications Needed

• Strong quantitative/analytical skills including CRE underwriting, financial modeling, writing and attention to detail;
• Strong working knowledge of all functional areas that comprise CRE finance;
• Strong work ethic, initiative, ownership/accountability and follow-through on responsibilities and assignments;
• Excellent communication skills (verbal and written) at all levels throughout the Bank, as well as borrowers, participating lenders and third party vendors;
• Strong project management and organizational skills;
• Experience with hospitality and residential condominium projects is a plus;
• Experience with ground-up construction is a plus;
• Maintain current knowledge of BOM, policy guidelines and bank compliance requirements (BSA/AML/OFAC and other regulations) and participate in training and policy initiatives as required.