Covenant Compliance Review Analyst I

Daily Duties

• Performs monitoring of pledged marketable securities.
• Performs and monitors asset-based lines of credit to determine compliance within respective loan agreement funding definitions and ensures proper tracking of documentation.
• Notifies Relationship Manager of collateral shortfalls to avoid loss to the bank and monitors situation to ensure the shortfall is cured within its prescribed time frame.
• Notifies Loan Operations to adjust availability of RLOC.
• Ensures bank-wide proper tracking of documentation of asset-based lines of credit.
• Aids Manager in identifying potential problem credits for appropriate risk rating.
• Provides administrative assistance as needed for Covenant Compliance Manager and the Department.

Qualifications

• To perform the job successfully, an individual should demonstrate the following skills:
• Working knowledge of federal/state laws related to banking/lending practices.
• Basic knowledge of computer applications such as the Internet, Outlook, Microsoft Word, and Excel.
• Ability to use bank-specific software such as MPC, IBS, ADP, etc.
• Ability to use basic office machines.

Skills

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Bachelor's degree (B. A.) from four-year college or university in Finance or Accounting preferred.

Physical Demands

• Sit and talk or hear.
• Frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.
• Close vision, distance vision, and ability to adjust focus.

Work Environment

• Professional banking environment.
• Routine use of standard office equipment and digital tools such as secure financial systems, computers, phones, photocopiers, and scanners.
• Moderate noise level and dynamic, collaborative, and inclusive workplace.

Bank Culture/Customer Service Skills

• Promotes the Bank’s culture, including the support of our Brand promise and Core Values.
• Interacts and communicates appropriately with other employees, customers, and supervisor.
• Serves customers, both internal and external, in a manner that reflects superior customer relations and enhances the overall marketing effort of Origin Bank.