Corporate Banking Relationship Manager (Dallas, TX)
BankUnited · Dallas, TX · 2 wk ago
HybridBusiness DevelopmentFull-time
About the role
A Corporate Banking Relationship Manager is responsible for originating commercial loans and cross-selling BankUnited products to commercial accounts. Incumbents are expected to meet or exceed production goals.
Responsibilities
- Interviews loan applicants, and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
- Establishes and negotiates terms under which credit will be extended, including the costs, repayment method and schedule, and collateral requirements.
- Collects and analyzes information that reflects the current creditworthiness of customers and the current merits of existing loans, using direct inspection, review of financial reports, personal interviews, and other means.
- Presents loan requests to the executive loan committee when the proposed loan dollar volume exceeds the department's lending authority.
- Authorizes or rejects overdrafts in depository accounts within established authorities.
- Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
- Advises customers on business management and financial matters where possible.
- Serves as a contact officer for non-borrowing accounts and loan customers regarding other bank services.
- Develops new business by contacting prospects and customers, and cross-sells bank services.
- Prepares lending activity reports for department management.
- Stays abreast of local and national economic, financial, political, and legislative events that could impact corporate and commercial lending activities.
- Participates in community affairs to increase the bank's visibility and enhance new business opportunities.
- Maintains professional and community relations to increase the bank's visibility, new business opportunities, and personal development.
- Adheres to applicable federal and state laws, regulations, and guidance, including those related to anti-money laundering (e.g., Bank Secrecy Act, US PATRIOT Act).
- Complies with Bank policies and procedures and completes required training.
- Identifies and reports suspicious activity.
Requirements
- Bachelor's Degree in business administration and/or finance required.
- 7-9 years of commercial lending experience required.
- Valid and in-state Driver License required.
Candidates residing in locations within BankUnited's footprint may be given preference.