Corporate Banking Analyst-II - Diversified and Specialized Industries
About the Role
At Regions, the Diversified and Specialized Industries Analyst serves as the primary analytical support for senior coverage bankers and credit products specialists. This position supports them in origination, underwriting, execution, and portfolio management of traditional corporate banking products and services, including loan syndications, various capital markets products, and strategic and financial advisory services. Analysts provide these services as part of a client team that also consists of Associates, Vice Presidents, and Directors/Managing Directors.
Analysts are expected to split time between supporting pitches and live deal underwriting, general advisory assignments, portfolio management responsibilities, and research/analytical support. Analysts typically work for three (3) years before having the opportunity to advance to the Associate position. This position reports through the Diversified and Specialized Industries client coverage and credit products organizations for Regions Bank and Regions Securities LLC.
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible. Analyst program length may be 2 or more years. Emerging Talent Program Analysts start with a six-week training program before beginning work within their business unit (this will not apply to hires outside of the Emerging Talent Program).
Responsibilities
- Supports senior bankers by conducting research, staying abreast of client and industry trends, and offering insights for client and industry-related strategic and tactical planning.
- Prepares written material, including pitches, proposals, and client materials in preparation for client meetings.
- Participates and occasionally contributes in client meetings, due diligence visits, and other client interactions to gain exposure to key executives and senior bankers.
- Drafts and refines underwriting materials for the credit approval process, including credit screening memos and strategic approval memos with associated supporting analyses.
- Conducts ongoing portfolio monitoring of an assigned portfolio of clients, including preparation of credit monitoring memos, taking strong ownership of assignments.
- Maintains proprietary databases through monitoring news, current events, transactions, and financial information for clients, prospects, and other industry participants.
- Deepens understanding of client needs and identifies Regions’ products and services or other unique, actionable ideas that can help clients achieve their goals.
- Develops and maintains detailed financial models to value companies and depict projected financial results.
- Ensures high-quality client deliverables through strong written communication, presentation skills, and attention to detail.
- Conducts extensive financial and industry due diligence to evaluate the risk/return parameters and mitigating factors of a transaction.
Requirements
- Bachelor’s degree with a proven record of high achievement.
- One (1) year of related experience.
- Coursework in financial accounting and corporate finance.
- The Level 2 Analyst will require one full year of consistent, professional, and relevant corporate banking experience.
Preferences
- Past relevant experience (i.e., summer internships or one (1) to two (2) years of past experience).
Skills and Competencies
- Ability to multi-task.
- Ability to thrive in a fast-paced, team-focused environment.
- Advanced user of Excel, PowerPoint, and Word.
- Dedication towards excellence and achieving results.
- Excellent writing and oral communication skills.
Pay
Pay ranges are job-specific and provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location, and performance in the job role.
Minimum Job Range Target: $80,000.00 USD
Median: $105,000.00 USD
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Benefits
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental, and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.
Schedule
This position is full-time.