Analyst - Corporate & Specialty Banking
About the Role
The analyst supports the CSG Credit Products team and ongoing portfolio management and underwriting activities. In this entry-level role, the analyst will develop skills in credit and market analysis including cash flow analysis and modeling, capitalization, industry research, credit policy, and legal documentation, among others, in analyzing and summarizing the creditworthiness of clients and prospects. The Analyst will generally support the Credit Products Portfolio Management team and will also collaborate with internal partners including Relationship Management, Credit Administration, Capital Markets, and others in creating such analysis.
The Analyst position is an entry-level developmental role for colleagues seeking a career in Portfolio Management but may also be constructive for a colleague seeking a path to Relationship Management, Credit, Capital Markets, or many other Commercial roles within the Bank.
Responsibilities
- Gather and analyze financial and business information to determine creditworthiness for loan and credit products.
- Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring & maintenance activities.
- Underwrite complex commercial loans in accordance with Huntington credit policies. This may include financial statement analysis, collateral analysis, financial modeling, industry and business risk evaluation, and management assessment.
- Conduct industry and market research using numerous resources available; distilling key themes and conclusions into concise summary form for presentation purposes.
- Performs other duties as assigned.
Requirements
- Bachelor's Degree required (Finance, Accounting, or related field).
- FINRA Series 79, 63, or other necessary combination required, or must be obtained within 4 months of hire.
- 0+ years of experience in an underwriting or commercial banking environment.
Applicants must be currently authorized to work in the United States on a full-time basis. Huntington will not sponsor applicants for immigration benefits.
Workplace Type
This is an office-based role. Certain positions outside our branch network may be eligible for a flexible work arrangement, combining in-office and work-from-home opportunities. Specific work arrangements will be provided by the hiring team.
Pay
The compensation range for this position is $49,925.00 - $92,575.00 annually. Actual compensation will vary based on factors including location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.
Benefits
- Health insurance coverage
- Wellness program
- Life and disability insurance
- Retirement savings plan
- Paid leave programs
- Paid holidays and paid time off (PTO)