Corporate and I-Banking Cash Management Analyst
Santander is a global leader and innovator in the financial services industry, evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey, driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.
About the role
The Analyst - Cash Management supports the Global Transaction Banking Business Unit and is responsible for supporting the development, enhancement, governance, and commercialization of payment and cash management solutions for Corporate & Investment Banking clients. This role ensures products meet regulatory and operational standards while driving innovation, client-centric design, and revenue growth.
Responsibilities
- Support the development and enhancement of payments and cash management solutions, including domestic and cross-border payments, liquidity structures, account services, and digital channels.
- Contribute to product strategy and roadmap planning aligned with CIB client needs and market trends.
- Translate client requirements into scalable and marketable product features.
- Participate in new product initiatives, enhancements, and go-to-market execution.
- Assist Sales and Coverage teams with product positioning, pricing support, and customized solution structuring that require complexity.
- Analyze usage trends and identify opportunities to deepen wallet share.
- Maintain product policies and procedures to ensure adherence to regulatory, compliance, legal, and operational standards.
- Partner with Risk, Compliance, Legal, and Operations to ensure appropriate product controls and oversight frameworks.
- Prepare internal documentation and product approval materials.
- Ensure ongoing monitoring of product performance, risk indicators, and regulatory changes.
- Provide guidance to operational teams for complex or non-standard cash management structures.
- Assist in sales performance tracking and reporting.
Requirements
- Bachelor’s Degree in Business, Finance, Economics, or related field (or equivalent experience).
- Experience in Payments, Cash Management, Liquidity Products, or related Product Management roles within Banking.
- Knowledge of:
- Payment rails (ACH, Wires, RTP, cross-border payments)
- Liquidity management structures (cash concentration, pooling, notional pooling)
- Treasury services and digital banking platforms
- Demonstrated understanding of the product development lifecycle.
- Strong analytical and financial acumen.
- Ability to manage multiple priorities in a fast-paced environment.
- Excellent verbal, written, and executive-level communication skills.
- Ability to create and execute strategic product plans to drive growth.
- Proven ability to collaborate cross-functionally and influence stakeholders.
- Self-starter with forward-thinking mindset and strong sense of ownership.
Preferred Qualifications
- Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
Work Authorization & Sponsorship
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.
Pay
The base pay range for this position is $110,000.00 USD to $135,000.00 USD annually. The exact compensation may vary based on skills, experience, training, licensure and certifications, and location.
Benefits
Santander offers a comprehensive benefits package designed to support you, your family, and your well-being, now and into the future. For more details, visit Santander Benefits - 2026 Santander OnGoing/NH eGuide.