Corporate and I-Banking Cash Management Analyst
Santander US · New York, NY · 1 mo ago
Finance$110k/yrFull-time
We need to output only HTML fragment, no html/body tags, no markdown fences. Use for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We need to parse the posting.
We have:
- Intro: "It Starts Here Santander is a global leader..." This is about the company, maybe "About the role"? Actually "About the role" could be the description of the role. The posting includes "The Difference You Make The Analyst - Cash Management supports..." That's description of role. So we can put that under
for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We need to parse the posting.
We have:
- Intro: "It Starts Here Santander is a global leader..." This is about the company, maybe "About the role"? Actually "About the role" could be the description of the role. The posting includes "The Difference You Make The Analyst - Cash Management supports..." That's description of role. So we can put that under About the role
with paragraphs.
- Responsibilities: there is a "Key Responsibilities" section with bullet points. We need - for each duty.
- Requirements: there is "What You Bring To perform this job successfully..." includes list of requirements: Bachelor's degree, experience, knowledge, etc. We can put under
Requirements
with .
- Qualifications: maybe "Certifications No Certifications listed for this job." That's not substantive; we should not create a Qualifications section if only filler. There's also "It Would Be Nice For You To Have Established work history..." That's nice-to-have, could be under Qualifications? But we need to decide. The instruction: include a section ONLY when posting has real, specific content for it. So we can have a Qualifications section for "It Would Be Nice For You To Have..." maybe treat as "Preferred Qualifications". But the allowed headings list includes Qualifications. We can include if there is content. There's "Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education." That's specific. Also "Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment." That's also a qualification. So we can include Qualifications.
- Skills: The posting includes many skill items within requirements; but we could separate skills? The instruction: Use headings for Skills if there is specific content. The posting includes "Strong analytical and financial acumen.", "Ability to manage multiple priorities...", "Excellent verbal, written, and executive-level communication skills.", "Ability to create and execute strategic product plans to drive growth.", "Proven ability to collaborate cross-functionally and influence stakeholders.", "Self-starter with forward-thinking mindset and strong sense of ownership." Those could be under Skills. However they are already in requirements. But we can still create a Skills section if we want; but we should avoid duplication? The instruction: Preserve ALL substantive information; do NOT invent or summarize away detail. It doesn't forbid duplication across sections, but better to avoid redundancy. However we can keep them under Requirements and not create a separate Skills section unless there is distinct skills list. The posting also includes "Knowledge of: Payment rails..., Liquidity management structures..., Treasury services and digital banking platforms". Those are knowledge, could be under Requirements as well. So we might not need a separate Skills section.
- Benefits: There's a section "We Value Your Impact Your contribution matters..." then "Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)" and description of benefits. So we have benefits content. So include Benefits
with paragraphs.
- Pay: There's base pay range: Minimum Base Pay Range: $110,000.00 USD Maximum $135,000.00 USD. So include Pay
with that info.
- Schedule: Not mentioned. No schedule info. So do not include Schedule.
- About the role: we have intro paragraphs.
We must not include boilerplate like EEO, Risk Culture, Working Conditions, Employer Rights, What To Do Next, etc. Remove those.
Also remove "It Starts Here Santander is a global leader..." maybe that's about company, but we can include as part of About the role? The instruction: do NOT repeat the job title as a heading (the page already shows it). So we can start with About the role section containing the descriptive paragraphs.
We need to preserve all substantive information. Let's extract substantive content:
Intro paragraph: "It Starts Here Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You!"
That's somewhat fluff but it's substantive? It's about company culture. Might be considered boilerplate? Not exactly EEO. It's about the company's mission. Could keep as part of About the role.
Then "The Difference You Make The Analyst - Cash Management supports the Global Transaction Banking Business Unit and is responsible for supporting the development, enhancement, governance, and commercialization of payment and cash management solutions for Corporate & Investment Banking clients. This role ensures products meet regulatory and operational standards while driving innovation, client-centric design, and revenue growth."
That's role description.
Then "Key Responsibilities" list.
Then "What You Bring To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions."
Then list of requirements.
Then "Certifications No Certifications listed for this job." That's not substantive; we can ignore.
Then "It Would Be Nice For You To Have Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education."
Then "Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment."
Then "What Else You Need To Know The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum Base Pay Range: $110,000.00 USD Maximum $135,000.00 USD"
Then "We Value Your Impact Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)"
Then "Risk Culture We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management." This could be considered part of benefits or culture but maybe not required. It's not boilerplate? It's about risk culture. Might be considered substantive but not in allowed headings. Could be omitted? The instruction: remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. Risk Culture is not exactly those; but it's not a standard heading. Could be considered part of Benefits? Not really. Safer to omit if not fitting headings. However we could include under Benefits as a paragraph about risk culture? But the instruction says include a section ONLY when posting has real, specific content for it — never emit a heading followed by filler/placeholder text. It doesn't forbid adding content under Benefits that is not strictly benefits. But better to keep to benefits description.
We also have "EEO Statement..." remove.
"Working Conditions..." remove.
"Employer Rights..." remove.
"What To Do Next..." remove.
"AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO" remove.
Thus final HTML:
About the role
It Starts Here Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make The Analyst - Cash Management supports the Global Transaction Banking Business Unit and is responsible for supporting the development, enhancement, governance, and commercialization of payment and cash management solutions for Corporate & Investment Banking clients. This role ensures products meet regulatory and operational standards while driving innovation, client-centric design, and revenue growth.
Responsibilities
- Support the development and enhancement of payments and cash management solutions, including domestic and cross-border payments, liquidity structures, account services, and digital channels.
- Contribute to product strategy and roadmap planning aligned with CIB client needs and market trends.
- Translate client requirements into scalable and marketable product features.
- Participate in new product initiatives, enhancements, and go-to-market execution.
- Assist Sales and Coverage teams with product positioning, pricing support, and customized solution structuring that require complexity.
- Analyze usage trends and identify opportunities to deepen wallet share.
- Maintain product policies and procedures to ensure adherence to regulatory, compliance, legal, and operational standards.
- Partner with Risk, Compliance, Legal, and Operations to ensure appropriate product controls and oversight frameworks.
- Prepare internal documentation and product approval materials.
- Ensure ongoing monitoring of product performance, risk indicators, and regulatory changes.
- Provide guidance to operational teams for complex or non-standard cash management structures.
- Assist in sales performance tracking and reporting
Requirements
- Bachelor’s Degree in Business, Finance, Economics, or related field (or equivalent experience).
- Experience in Payments, Cash Management, Liquidity Products, or related Product Management roles within Banking.
- Knowledge of:
- Payment rails (ACH, Wires, RTP, cross-border payments)
- Liquidity management structures (cash concentration, pooling, notional pooling)
- Treasury services and digital banking platforms
- Demonstrated understanding of the product development lifecycle.
- Strong analytical and financial acumen.
- Ability to manage multiple priorities in a fast-paced environment.
- Excellent verbal, written, and executive-level communication skills.
- Ability to create and execute strategic product plans to drive growth.
- Proven ability to collaborate cross-functionally and influence stakeholders.
- Self-starter with forward-thinking mindset and strong sense of ownership.
Qualifications
- Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
- Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.
Benefits
We Value Your Impact Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and
Requirements
with- .
- Qualifications: maybe "Certifications No Certifications listed for this job." That's not substantive; we should not create a Qualifications section if only filler. There's also "It Would Be Nice For You To Have Established work history..." That's nice-to-have, could be under Qualifications? But we need to decide. The instruction: include a section ONLY when posting has real, specific content for it. So we can have a Qualifications section for "It Would Be Nice For You To Have..." maybe treat as "Preferred Qualifications". But the allowed headings list includes Qualifications. We can include if there is content. There's "Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education." That's specific. Also "Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment." That's also a qualification. So we can include Qualifications.
- Skills: The posting includes many skill items within requirements; but we could separate skills? The instruction: Use headings for Skills if there is specific content. The posting includes "Strong analytical and financial acumen.", "Ability to manage multiple priorities...", "Excellent verbal, written, and executive-level communication skills.", "Ability to create and execute strategic product plans to drive growth.", "Proven ability to collaborate cross-functionally and influence stakeholders.", "Self-starter with forward-thinking mindset and strong sense of ownership." Those could be under Skills. However they are already in requirements. But we can still create a Skills section if we want; but we should avoid duplication? The instruction: Preserve ALL substantive information; do NOT invent or summarize away detail. It doesn't forbid duplication across sections, but better to avoid redundancy. However we can keep them under Requirements and not create a separate Skills section unless there is distinct skills list. The posting also includes "Knowledge of: Payment rails..., Liquidity management structures..., Treasury services and digital banking platforms". Those are knowledge, could be under Requirements as well. So we might not need a separate Skills section.
- Benefits: There's a section "We Value Your Impact Your contribution matters..." then "Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)" and description of benefits. So we have benefits content. So include
- Support the development and enhancement of payments and cash management solutions, including domestic and cross-border payments, liquidity structures, account services, and digital channels.
- Contribute to product strategy and roadmap planning aligned with CIB client needs and market trends.
- Translate client requirements into scalable and marketable product features.
- Participate in new product initiatives, enhancements, and go-to-market execution.
- Assist Sales and Coverage teams with product positioning, pricing support, and customized solution structuring that require complexity.
- Analyze usage trends and identify opportunities to deepen wallet share.
- Maintain product policies and procedures to ensure adherence to regulatory, compliance, legal, and operational standards.
- Partner with Risk, Compliance, Legal, and Operations to ensure appropriate product controls and oversight frameworks.
- Prepare internal documentation and product approval materials.
- Ensure ongoing monitoring of product performance, risk indicators, and regulatory changes.
- Provide guidance to operational teams for complex or non-standard cash management structures.
- Assist in sales performance tracking and reporting
- Bachelor’s Degree in Business, Finance, Economics, or related field (or equivalent experience).
- Experience in Payments, Cash Management, Liquidity Products, or related Product Management roles within Banking.
- Knowledge of:
- Payment rails (ACH, Wires, RTP, cross-border payments)
- Liquidity management structures (cash concentration, pooling, notional pooling)
- Treasury services and digital banking platforms
- Demonstrated understanding of the product development lifecycle.
- Strong analytical and financial acumen.
- Ability to manage multiple priorities in a fast-paced environment.
- Excellent verbal, written, and executive-level communication skills.
- Ability to create and execute strategic product plans to drive growth.
- Proven ability to collaborate cross-functionally and influence stakeholders.
- Self-starter with forward-thinking mindset and strong sense of ownership.
- Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
- Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.
Benefits
with paragraphs. - Pay: There's base pay range: Minimum Base Pay Range: $110,000.00 USD Maximum $135,000.00 USD. So includePay
with that info. - Schedule: Not mentioned. No schedule info. So do not include Schedule. - About the role: we have intro paragraphs. We must not include boilerplate like EEO, Risk Culture, Working Conditions, Employer Rights, What To Do Next, etc. Remove those. Also remove "It Starts Here Santander is a global leader..." maybe that's about company, but we can include as part of About the role? The instruction: do NOT repeat the job title as a heading (the page already shows it). So we can start with About the role section containing the descriptive paragraphs. We need to preserve all substantive information. Let's extract substantive content: Intro paragraph: "It Starts Here Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You!" That's somewhat fluff but it's substantive? It's about company culture. Might be considered boilerplate? Not exactly EEO. It's about the company's mission. Could keep as part of About the role. Then "The Difference You Make The Analyst - Cash Management supports the Global Transaction Banking Business Unit and is responsible for supporting the development, enhancement, governance, and commercialization of payment and cash management solutions for Corporate & Investment Banking clients. This role ensures products meet regulatory and operational standards while driving innovation, client-centric design, and revenue growth." That's role description. Then "Key Responsibilities" list. Then "What You Bring To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions." Then list of requirements. Then "Certifications No Certifications listed for this job." That's not substantive; we can ignore. Then "It Would Be Nice For You To Have Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education." Then "Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment." Then "What Else You Need To Know The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum Base Pay Range: $110,000.00 USD Maximum $135,000.00 USD" Then "We Value Your Impact Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)" Then "Risk Culture We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management." This could be considered part of benefits or culture but maybe not required. It's not boilerplate? It's about risk culture. Might be considered substantive but not in allowed headings. Could be omitted? The instruction: remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. Risk Culture is not exactly those; but it's not a standard heading. Could be considered part of Benefits? Not really. Safer to omit if not fitting headings. However we could include under Benefits as a paragraph about risk culture? But the instruction says include a section ONLY when posting has real, specific content for it — never emit a heading followed by filler/placeholder text. It doesn't forbid adding content under Benefits that is not strictly benefits. But better to keep to benefits description. We also have "EEO Statement..." remove. "Working Conditions..." remove. "Employer Rights..." remove. "What To Do Next..." remove. "AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO" remove. Thus final HTML:About the role
It Starts Here Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make The Analyst - Cash Management supports the Global Transaction Banking Business Unit and is responsible for supporting the development, enhancement, governance, and commercialization of payment and cash management solutions for Corporate & Investment Banking clients. This role ensures products meet regulatory and operational standards while driving innovation, client-centric design, and revenue growth.
Responsibilities
Requirements
Qualifications
Benefits
We Value Your Impact Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and