Contracts Attorney

Reporting to

General Counsel

About Hippo

Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most. Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement. If you're energized by building what's next, we'd love to meet you.

About You

You are an insurance professional with experience drafting, reviewing, and negotiating program agreements and reinsurance agreements. You understand the impact of market conditions on insurance activities, procedures and wordings. You are able to clearly and succinctly articulate issues to the various departments, evaluate the risks associated with the (re)insurance activities and to develop commercial risk mitigation options, while ensuring all operations are compliant with applicable regulatory requirements.

Responsibilities

• Strategically, efficiently, and timely draft, review, and negotiate reinsurance, program administration, and claims agreements considering risk mitigation wording and trends in contract interpretation
• Create and implement processes to capture and respond to wording issues, including an escalation process
• Promptly make decisions and/or roll out decisions, after any required approvals, reflecting all available information and appropriate risk assessments
• Understand relevant business drivers, the ability to identify and raise critical issues/points when needed, and take ownership of your actions and responses
• Work autonomously, while considering feedback from underwriting peers, reinsurers, and management
• Exemplify collegiality, efficiency, proactivity and curiosity
• Have strong written and oral communication skills and an ability to work in a fast-paced environment

Requirements

• J.D. from an accredited law school or international equivalent
• Licensed to practice and a member in good standing/the ability to immediately reactivate membership in at least one US state
• At least 4+ years in drafting reinsurance agreements, program administration agreements, and/or related agreements

Benefits

• Multiple medical plans to choose from and 100% employer covered dental & vision plans for team members and their families
• 401(k)-retirement plan
• Short & long-term disability
• Employer-paid life insurance
• Flexible Spending Accounts (FSA) for health and dependent care
• Employee Assistance Program (EAP)
• Equity compensation
• Training and internal career growth opportunities
• Flexible Time Off
• 12 weeks of parental leave for primary and secondary caregivers
• Snacks and drinks available and catered lunches for onsite employees

Pay

The Morristown, NJ base pay range for this role is $167,500 - $245,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands.