Consumer Underwriter

About the role

BHG Financial is a company founded on the philosophy of a better way to borrow, dedicated to helping accomplished professionals, small businesses, and institutions build upon their success through innovative financial solutions, a hassle-free process, and personalized concierge service.

Responsibilities

• Analyze and spread financial information such as tax returns, personal financial statements and credit reports to determine the degree of risk involved with extending credit or lending money.
• Perform cash flow analysis.
• Make appropriate decisions based on creditworthiness; verify applications for completeness, conduct credit investigation, and document loan decision.
• Develop working knowledge of commonly used credit concepts, practices, policies and procedures relevant to businesses.
• Prepare loan packages in compliance with policies and procedures from department.
• Strong understanding of loan risk factors.
• Work across departments to ensure strong communication and collaboration.
• Aid in credit-related projects and initiatives.
• Assist with other duties as assigned by management.

Requirements

• 1+ year(s) experience in accounting, tax or financial industry preferred; OR 2+ Years of experience with administration and clerical duties.
• College coursework in business administration, finance, accounting, mathematics or related fields preferred.
• Attention to detail is a must.
• Familiarity with credit reports, personal and corporate tax returns. Familiarity with tax transcripts preferred.
• Ability to work with colleagues to acquire all required documentation.
• Ability to prioritize and multitask under tight deadlines.
• Ability to interpret complex information and give quality results in an extremely face-paced environment.
• Service-oriented, customer-focused, a team player, and have a helpful personality.
• Excellent communication and interpersonal skills.
• Must have strong organizational, critical thinking, and analytical skills, and a keen eye for detail.
• Ability to work at a computer for 8+ hours/day.
• Fine motor manipulation using a computer (mouse/keyboard).

Qualifications

• Must have valid U.S. work authorization.

Skills

• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office.

Benefits

• Medical/Rx/Dental/Vision coverage for employees and their eligible family members.
• Competitive PTO and vacation policies.
• Company 401(k) plan with employer contributions after one year.
• Quarterly award ceremonies where top achievers are celebrated and receive additional bonuses.
• Ongoing volunteer opportunities to give back to the community through our BHG Cares program.

Pay

Compensation is commensurate with experience.

Schedule

Full-time position.

Benefits

• Company 401(k) plan with employer contributions after one year.
• Quarterly award ceremonies where top achievers are celebrated and receive additional bonuses.
• Ongoing volunteer opportunities to give back to the community through our BHG Cares program.

Location

Within the first 6 months of employment, all employees will travel to attend the BHG All Oars Experience. Following this event, ongoing travel is minimal—approximately 5% annually—for team on-sites, meetings, and cross-functional collaboration.

Application Instructions

To apply, please visit our careers page and submit your resume and cover letter.

Equal Opportunity Employer

BHG Financial is an equal opportunity employer; committed to a community of inclusion, and an environment free from discrimination, harassment, and retaliation. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans.