Consumer Lender/Personal Banker

Minnesota Lakes Bank is seeking a Consumer Lender/Personal Banker. This position may share time between the Delano and Mound locations. The candidate will provide service to customers and prospective customers seeking consumer and real estate loans, manage and grow consumer and residential real estate loan portfolios, and provide support to other employees for overall bank efficiency. To perform this job successfully, the individual must be able to satisfactorily perform each essential duty listed below: Service Residential Real Estate Loan CustomersProcess loan applicationsAnalyze customer’s financial informationMake credit decisions within loan policy guidelinesEnsure timely application process and follow-through to closingEnsure all policies and procedures are followed and required compliance documentation is in orderRefer customers to the secondary real estate loan market as necessary Service Consumer Loan CustomersReceive and process consumer loan applicationsDetermine applicant qualifications for credit check, credit history, employment, and debt ratioArrange to have bank’s secured interest recorded on all collateralPerform collection work on delinquent loansAssure that all appropriate loan documents are completed and signed Provide Banking Services for Any Customer as Circumstances DictateAssist walk-in and call-in customers with questionsProvide staff coverage or other branch duties as necessaryAssist other bank staff as needed Community InvolvementParticipate in community events and organizations that improve the quality of life in the communities we serve Perform Other Job-related Duties or Special Projects as Assigned Work RemotelyNo Qualifications EducationBachelor’s degree in business, finance, or accounting preferredMinimum two years post-high school degree or equivalent certification Minimum ExperienceA minimum of three years of experience in banking operations, lending, or industry related experience is required Minnesota Lakes Bank offers a friendly work environment and a competitive compensation and benefit package. If you feel you are the ideal candidate and you would like to join the MNLB team, please submit your resume for consideration for this position or visit the Minnesota Lakes Bank website for additional information. Equal Opportunity Employer