Consultant, Brokerage Casualty Underwriting - E&S/Specialty

About the Role

Join Nationwide’s Property and Casualty team, a Fortune 100 company with nearly $70 billion in annual sales, where you’ll help people protect what matters most while innovating and simplifying processes to deliver exceptional customer value. In this role, you’ll underwrite individual risks for acceptability, pricing, coverage, terms, and conditions, focusing on complex accounts within the Excess & Surplus/Specialty (E&S/S) lines. You’ll exercise a high level of authority and judgment, balancing customer needs with business goals in a fast-paced, collaborative environment.

Responsibilities

• Research and develop new classes of business, including market viability, forms, endorsements, manuals, and reinsurance options.
• Partner with Actuarial, Finance, and Claims teams to assess profitability, pricing, and loss potential for large, complex accounts.
• Underwrite individual risks with technical expertise, analyzing exposures, determining premiums, and crafting endorsements/exclusions, including manuscript wording.
• Place reinsurance for accounts within department guidelines and maintain strong relationships with reinsurers.
• Achieve production and loss ratio goals through broker management, analyzing premium/loss results, and recommending corrective actions.
• Handle policy maintenance, mid-term requests, endorsements, and loss control compliance, including follow-up on outstanding information.
• Review claim activity and take appropriate action to mitigate risks.
• Foster positive relationships with brokers through frequent contact, travel, and marketing initiatives.
• Resolve complex technical questions and mentor underwriters at all levels.
• Teach classes to build technical underwriting knowledge for brokers, SSU students, and other underwriters.
• Assist the manager with department strategies, employee coaching, and development.
• Approve referrals exceeding the authority of lower-level underwriters.

Qualifications

• Undergraduate degree preferred; equivalent work experience considered in lieu of a degree.
• Completion of general insurance courses (e.g., CPCU, CIC, AU, ARM, CPIW, CWIS, ASLI) is preferred.
• Eight years of Commercial Lines (CL) underwriting experience, handling large or complex accounts; excess & surplus lines experience preferred.

Skills

• Expertise in complex CL underwriting policies, practices, and procedures, including insurance law and underwriting/marketing principles.
• Knowledge of Standard Bureau Rating plans, catastrophe management, alternative rating methods, and pricing theory.
• Understanding of Treaty & Facultative reinsurance, regulatory issues, wholesale broker systems, and market conditions.
• Strong leadership, relationship-building, and mentoring abilities.
• High level of authority and judgment with minimal direction.

Benefits

• Medical, dental, and vision insurance.
• Life insurance and short/long-term disability coverage.
• Paid time off: minimum 18 days per full calendar year (pro-rated), nine paid holidays, 8 hours of Lifetime paid time off, and 8 hours of Unity Day paid time off.
• 401(k) with company match and company-paid pension plan.
• Business casual attire.

Pay

National salary range: $104,000–$194,000. Expected starting salary range: $104,000–$156,000. Placement within the range depends on skills, education, experience, scope/complexity of the role, and market labor costs.

Schedule

• Exempt (not eligible for overtime).
• Normal office environment with extended/non-standard hours based on project and customer deliverables.
• Travel required.

This role may be filled in any of the lower 48 U.S. states.