Construction Senior Underwriter - Loss Sensitive (Hybrid)

Job Details

Location: Brea, CA
Category: Underwriting
Employment Type: Full time, Hybrid
Job Ref: R2625319-182

About the role

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

What You’ll Do

• Leading underwriting and pricing strategy for complex construction risks, including loss-sensitive and structured programs
• Managing account stewardship, renewal planning, and retention strategies
• Evaluating loss experience, risk controls, and insured financials to support loss-sensitive decision-making
• Driving strategic planning and operational excellence across your portfolio
• Identifying cross-sell and up-sell opportunities across casualty and related lines
• Collaborating with a high-performing, results-oriented team in a shared-success culture

What Sets This Role Apart

• Exposure to loss-sensitive construction programs and complex risk structures
• A seat at the table with underwriting, product, actuarial, and sales leadership
• A culture that values innovation over tradition
• Career growth aligned to your goals—technical leadership or people leadership
• A collaborative, inclusive environment where your expertise and perspective matter

Qualifications

• Experience underwriting complex construction casualty risks, including or adjacent to loss-sensitive programs
• Strong analytical and critical-thinking skills, particularly when evaluating loss history and risk characteristics
• Financial acumen and sound underwriting judgment
• A customer-first mindset with a collaborative, relationship-driven approach
• Ownership mentality with consistent follow-through
• Adaptability in a dynamic, evolving marketplace
• A desire to learn and grow within Middle & Large Business underwriting

Experience

• 3+ years of construction casualty underwriting experience preferred
• Experience with loss-sensitive programs, large deductibles, or structured accounts a plus
• Prior commercial construction carrier underwriting experience required
• Proven success building internal and external partnerships
• Excellent communication, negotiation, and presentation skills
• Strong organizational, analytical, and decision-making abilities
• High-energy, entrepreneurial mindset with resilience

Work Arrangement

This role offers a Hybrid work arrangement:

• Candidates are expected to work at our Hartford office in Brea, CA Tuesday through Thursday if they are not in-market.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: 99,600 - $186,000

About Us

We believe every day is a day to do right. And that belief has guided us for over 200 years. Showing up for people isn’t just what we do, it’s who we are. We’re devoted to finding innovative ways to serve our customers, communities and employees – continually asking ourselves what more we can do.

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