Condo Project Review Mortgage Underwriter

AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they’re celebrated.

About the role

This is a remote opportunity to work from home. Remote work applicants may not work from California.

Responsibilities

• Initial review and subsequent condition review of all condo projects in both refinance and purchase transactions
• Ensure adherence to all Fannie Mae, Freddie Mac, FHA and Non-QM published condo guidelines
• Answer questions and scenarios posted by Sales, Underwriting and Processing
• Understand and review project, borrower insurances, project legal documents, project budgets and questionnaires
• Review of Title Commitment for Project consistency description
• Ensure the most efficient review possible for each project – which may include contacting a 3rd party directly instead of conditioning the file
• Maintain acceptable turn times on new tasks (initial review and condition submissions)
• Document detailed notes in the system when task is “touched”
• Review preliminary documents to determine project review type
• Communicate with underwriter and processor with possible discrepancy on documents being requested
• Check email throughout the day and respond with turn times as dictated in Project Procedures
• Call HOA’s, Management Companies and Insurance Agents to request needed documents for loan file (if needed)
• Responsible for additional assignments as management deems necessary for the department

Requirements

• Minimum 2 years of recent Condo Mortgage Underwriting experience required
• Self starter
• Team player, eager to help department succeed
• Excellent ability to multi task
• Ability to work in a fast-paced environment
• Excellent communication skills
• Strong technology skills
• Impeccable problem solving abilities
• Strong organizational skills and prioritization
• Excellent attention to detail
• High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet. Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use)

Pay

The annual compensation for this position is approximately $70,000 - $75,000.

Benefits

• 401(k)
• Dental insurance
• Disability insurance
• Employee discounts
• Health insurance
• Life insurance
• Paid time off
• 12 paid holidays per year
• Paid training
• Referral program
• Vision insurance

• Bonus pay
• Referral bonuses