Compliance Specialist, Lending

Essential Functions

• Prepares and submits the Bank's HMDA LAR on an annual basis. Includes monthly scrubbing of entries made on the LAR.
• Prepares and provides data reports on home improvement, home purchase and refinances of dwellings under HMDA. These reports are submitted to the Bank’s Board of Directors on a Quarterly basis.
• Maintains a proficient knowledge of all applicable banking rules and regulations.
• Works closely with the Head of Mortgage to review and analyze the following: Small Servicer Annual Qualifications, HMDA annual closed and open-end loan counts, HELOC Annual Total Count, Update ATR/QM Policy, Renew the Bank's LEI registration on an annual basis.
• Maintains compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
• Assists Compliance Director with conducting periodic and ongoing testing of compliance with laws and regulations and develop corrective action plans where applicable.
• Assists Compliance Director in advising bank personnel in the area of lending compliance including attending applicable loan department meetings for compliance coverage.
• Maintains compliance with all applicable reporting and recordkeeping requirements.

Qualifications

• Five or more years’ experience working directly with HMDA and Consumer Real Estate in a financial institution, either in a lending or compliance position capacity.
• Five or more years’ experience working in Lending Compliance (Consumer and Commercial Lending).
• Data Mining Experience is a plus.
• Banking certifications are a plus (CRCM, CAMS, etc.).
• Education: Bachelor's degree in Finance, Business Administration, or related field.
• Attention to detail, Math aptitude, Ability to interact effectively with other bank personnel, management and co-workers, Sound judgment, courtesy, tact and diplomacy, Proficient with MS Word, Excel, Outlook and Internet navigation for research purposes, Knowledge of compliance laws and regulations, Knowledge of bank operations and procedures, Have a high level of accuracy and problem-solving skills, Excellent verbal and written communication skills, Self-starter; ability to work effectively without direct supervision, Excellent organizational and time management skills.

Status/Standard Schedule

Salary position
Monday through Friday between the hours of 8:00 a.m. to 5:00 p.m.