Compliance Specialist

Responsibilities/Duties/Functions/Tasks

• Monitor live loan files to ensure timely and accurate issuance of third-day disclosures, locked Loan Estimates (LE), and Closing Disclosures (CD).
• Ensure compliance with TRID requirements, including waiting periods, fee tolerances, redisclosure guidelines, and Change of Circumstance rules.
• Provide guidance on fee structures, disclosure requirements, and compliance-related questions to internal teams.
• Develop and maintain closing cost templates to ensure consistency and regulatory accuracy across branches.
• Respond to compliance inquiries via phone and email in a professional and timely manner.
• Aid the Operations Compliance team with audits, reviews, and ongoing regulatory support initiatives.
• Identify and resolve disclosure discrepancies in collaboration with cross-functional teams.

Qualifications

• Previous mortgage experience with knowledge of REPSA-TILA Integrated Disclosure Rules.
• Strong communication, analytical, and problem-solving skills.
• Excellent writing and editing skills.
• Ability to effectively and professionally handle difficult situations that may arise when working with branches/divisions.
• Ability to multi-task.
• Knowledge of and proficiency in Encompass (not necessary, but preferred) and Microsoft Office applications.

Preferences

• Regulatory compliance experience.
• Strong research skills.

Company Conformance Statements

• Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
• Adhere to applicable policy and procedures associated with delegated authorities.
• Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
• Ensure every action and decision is aligned with PRMI values.
• Partner with your management team to understand performance expectations and measurements.
• Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
• Network and partner with others across PRMI to realize team synergies.
• Embrace change; act as an advocate and role model, promoting an approach of continuous improvement.
• Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs.
• Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
• Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
• Perform quality work within deadlines.
• Respect client and employee privacy.

Employment with PRMI Requires

• Compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies.
• The ability to work extended hours may be required.