Compliance Specialist

Job Requirements

• High school diploma or equivalent.
• 2 or more years of banking, finance, lending, or similar experience.
• Good interpersonal communication and computer skills.
• Able to organize priorities and complete assignments accurately and on time.
• Able to research, analyze data, and apply policies, procedures, regulatory requirements, and written guidance.
• 2-4 years of bank compliance, risk management, or audit experience.
• Experience with consumer compliance regulations, including deposit, lending, fair lending, privacy, marketing, electronic banking, CRA, HMDA.
• Experience with testing, monitoring, data analysis, risk assessments, audit support, regulatory change, policies/procedures, training, and reporting.

Specific Job Functions

• Supports the Bank’s Compliance Management Program across consumer, deposit, lending, privacy, marketing, electronic banking, fair lending, CRA, HMDA, and other regulatory areas.
• Assists with compliance monitoring and testing, including documentation review, results tracking, and corrective action follow-up.
• Safeguards Bank and customer confidential information on a daily basis.
• Supports compliance with applicable laws and regulations, including ECOA/Reg B, HMDA/Reg C, Reg CC, Reg D, TISA/Reg DD, EFTA/Reg E, RESPA/Reg X, TILA/Reg Z, CRA, Fair Lending, FCRA, UDAAP, privacy, advertising, E-SIGN, Flood, SAFE Act, MLA, SCRA, FDCPA, RFPA, Reg O, Reg GG, and related requirements.
• Supports HMDA and CRA data collection, data integrity review, LAR preparation and submission, reporting support, and related documentation.
• Supports compliance policies, procedures, risk assessments, training materials, job aids, reports, and other program documentation.
• Supports compliance training by helping identify needs, prepare materials, track completion, and provide practical compliance information.
• Provides compliance assistance to lending, deposit operations, branches, marketing, operations, and other departments.
• Safeguards compliance with audits, examinations, compliance reviews, internal or external information requests.
• Completes tasks correctly and on time to meet deadlines and goals.
• Researches, monitors, and communicates regulatory changes, emerging compliance issues, industry best practices, and administrative procedures.
• Supports special projects by gathering and analyzing data and preparing assigned reports.
• Performs duties specific to the position and other functions as assigned, including proficiency with word-processing, spreadsheets, and email programs.
• Maintains confidentiality of Bank and customer information.
• Works independently and in a constant state of alertness and in a safe manner.
• Complies with all BSA and anti-money laundering / terrorist financing requirements, policies, procedures and processes.
• Assists Compliance Management in any project as assigned.