Compliance Analyst II

PRIMARY FUNCTIONS

• Supports development and implementation of compliance programs, policies, procedures, and reporting in collaboration with the Compliance Officer and Compliance Department Manager.
• Utilizes established internal controls and auditing systems to identify, detect, and correct noncompliance.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• NMLS/Licensing Maintenance (Home Office, Branch and MLO);
• NMLS Quarterly Mortgage Call Reports;
• Annual Reports (Secretary of State and Financial Division Reports);
• Annual HMDA Loan Application Register, including periodic data scrubbing;
• Fair Lending Analytics and Reporting;
• Federal and State Disclosure and Closing Documents Maintenance, including periodic reviews of regulatory and statutory requirements for content, signature, and data fill-ability functionality;
• Responses/Rebuttals of due diligence exceptions in support of the Post-Closing Department;
• Affiliate in the monitoring, review, and implementation of state and federal law changes;
• Affiliate with regulatory exams and third party audits, conduct QC audits, implement remediation and actions plans;
• Tasks assigned by Compliance Officer;
• Compliance Analyst II provides subject matter support to management and staff with respect to these six primary federal mortgage compliance regulations and state counterparts:
• Reg-Z Truth in Lending Act
• Reg-X Real Estate Settlement Procedures Act
• Reg-B Equal Credit Opportunity Act
• Reg-C Home Mortgage Disclosure Act
• Reg-P Privacy of Consumer Financial Information
• Reg-H SAFE Mortgage Licensing Act (State License and Bureau Registration System)

DESIRED PERSONAL CHARACTERISTICS

• Detail oriented and committed to the highest quality
• Self-Starter with positive Can-Do attitude
• Works well under pressure and relishes the responsibility that comes with the job
• Problem solving and analysis
• Communication proficiency
• An open-minded individual that embraces change and innovation

JOB REQUIREMENTS

• CRCM or CMCP Certification (or interest in enrollment in certification programs for one or both)
• Bachelor’s degree or equivalent
• 3 Years Regulatory Compliance Experience
• 5 Years Mortgage Industry Experience

PHYSICAL REQUIREMENTS

• This position is in an office setting with computer and general office equipment.
• The position requires the ability to move freely around within the department and other department locations