Compliance Analyst I, Licensing

Position Summary

Responsible for supporting Compliance Management Division to ensure the company is operating in accordance with applicable laws. Compliance Analyst, Licensing will ensure Guild remains in good standing with state and federal government agencies including Secretary of State offices, state regulatory agencies, CFPB, and Guild’s investors.

Essential Functions

• Prepare and submit applications for mortgage lender or general business licensing for the company.
• Identify changes to filing requirements and inform management.
• Prepare and submit city/county and state license filings for branch office openings, closings and address changes.
• Identify changes to filing requirements and inform management.
• Follow up on status of applications, seek assistance to troubleshoot problems/resolve issues, report to management on current status of all applications, and see applications through to completion.
• Monitor continuing education requirements for MLOs and ensure they are met prior to company license renewal.
• Periodically perform compliance checks to ensure MLO information is accurate in NMLS and employee files.
• Prepare and submit monthly, quarterly, and annual reports and license renewals (city/county and state).
• Identify changes to filing requirements and inform management.
• Monitor and renew existing company, branch, and loan originator licenses.
• Provide guidance to Loan Officers, Branch Managers, Production, and Servicing regarding licensing matters.
• Maintain tracking system to monitor for deadlines and due dates of various filings and renewals, including license and surety bond spreadsheets.
• Affiliate with the filing of the Mortgage Call Report quarterly.
• Notify department manager of any issues encountered during the filing process.
• Review will consist of analyzing data for accuracy and/or identifying discrepancies that should be escalated timely to management to determine an action plan.
• Provide responsive, courteous, and knowledgeable service to Branches and internal departments.
• Use computers to conduct to conduct research, including proprietary systems, subscriber databases and internet resources to resolve issues and verify compliance with regulations.
• Prepare and verify that complete files, including supporting documentation, are retained in accordance with required retention periods.
• Escalate issues that represent higher risk and fall outside of scope of responsibility.
• Identify and stay current on changes in industry regulations that impact work product.
• Ensure internal systems are updated as regulations change.
• Perform other duties and administrative functions as needed.

Qualifications

• Bachelor’s degree; along with a minimum of 1+ years of compliance experience is required; consumer lending compliance experience is preferred.
• Highly prefer experience with analyzing data, including, but not limited to the Mortgage Call Report and state-specific mortgage related activity reports.
• Related work experience and/or coursework related to Business, Finance and/or Legal is preferred.
• General knowledge of overall mortgage lending process; prior NMLS, mortgage, lending or related industry experience preferred.
• Strong verbal and written communication skills.
• Strong detail orientation and highly organized.
• Sound judgment, ability to think critically.
• Manage multiple priorities and deadlines; strong sense of urgency and responsiveness.
• Prior experience using PDF/Adobe programs and Microsoft Word, and PowerPoint.
• Advanced MS Excel skills preferred.
• Basic math skills.

Requirements

• Physical: Work is primarily sedentary; occasionally walks and/or stands.
• Environmental: Office environment – no substantial exposure to adverse environmental conditions.

Supervision

• Depending on experience, close to moderate supervision of work.
• Depending on experience, low to moderate independent judgment and discretion used in decision-making.
• Follows procedures/checklists.
• Escalates issues that fall outside guidelines or experience.
• Uses sound judgment in executing core job responsibilities.
• Supervisor may assign project work related to internal system update testing and auditing.

Travel

0% - 5%

Requirements

• Physical: Work is primarily sedentary; occasionally walks and/or stands.
• Environmental: Office environment – no substantial exposure to adverse environmental conditions.

Benefits

Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.

Equal Opportunity Employer

Guild Mortgage Company is an Equal Opportunity Employer.