Compliance Analyst

Responsibilities

• Assist in the execution of Array’s Compliance Management Program and related policies, procedures, and controls.
• Conduct compliance reviews of marketing materials, consumer-facing content, disclosures, websites, customer journeys, and communications.
• Support compliance reviews of new products, features, client use cases, and third-party relationships.
• Perform compliance monitoring and testing activities to assess adherence to regulatory requirements and internal policies.
• Aid in consumer complaint investigations, root cause analysis, trend reporting, and remediation efforts.
• Support regulatory change management efforts by tracking and evaluating new laws, regulations, and supervisory guidance.
• Partner with Product, Marketing, Client Success, Operations, Engineering, Legal, and Information Security teams to identify and mitigate compliance risks.
• Afford assistance with client due diligence reviews and ongoing oversight activities.
• Maintain compliance documentation, risk assessments, issue logs, corrective action plans, and supporting evidence.
• Prepare reports and presentations for management, committees, and internal stakeholders.
• Support sponsor bank, credit bureau, and third-party compliance obligations as needed.
• Research and analyze applicable laws and regulations including FCRA, FACTA, UDAAP, CAN-SPAM, GLBA, ECOA, Reg E, Reg Z, SCRA, and privacy requirements.
• Help drive a culture of compliance by providing practical guidance and support to business partners.

Requirements

• Absolutely no experience required.

Qualifications

• 5+ years of compliance, risk management, audit, legal, financial services, fintech, banking, consumer finance, or related experience.
• Working knowledge of consumer protection regulations, including some combination of: Fair Credit Reporting Act (FCRA), UDAAP, CAN-SPAM, GLBA / Privacy, ECOA / Reg B, Reg E, Reg Z, SCRA, and privacy requirements.
• Strong analytical, investigative, and problem-solving skills.
• Excellent written and verbal communication skills with the ability to explain regulatory concepts to non-compliance audiences.
• Experience reviewing consumer-facing communications, disclosures, marketing materials, or customer journeys.
• Strong organizational skills with the ability to manage multiple projects simultaneously.
• Comfort working independently in a fast-paced, remote environment.
• Proficiency with Google Workspace, Microsoft Office, Jira, Confluence, or similar business tools.
• A collaborative mindset and ability to build strong relationships across teams.
• A belief that AI is reshaping work, you instinctively use it to accelerate everything you do.

Pay

FTE Salary Range: $110,000+ base salary, depending on experience. Full time employee compensation includes an Incentive Stock Option (ISO) grant, subject to Board approval. Expected interviews: Recruiter conversation - Hiring Manager Interview - Loop: How We Work, Regulatory Interview - Day to Day interview. Array Offers All Full Time Employees the following Benefits and Perks:

• Full medical, dental, and vision, premiums covered at 100% for full-time employees and 70% for dependents
• Unlimited PTO and sick leave + 14 company holidays to encourage a healthy work-life blend
• 100% 401k match up to 4% with immediate vesting
• Generous and competitive parental leave for all parents
• $1,000 desk setup subsidy to set-up your unique remote office
• $100/month to subsidize wifi/cell phone expenses
• Summer Fridays (half-day Fridays) typically from late May to the end of August
• Anniversary Array Kits for work anniversaries
• Commuter benefits for those who choose to go into our New York City or San Francisco office spaces