Community Reinvestment Act Officer

Primary Responsibilities

• Lead execution and management of Bank CRA program according to CRA Strategic Plan objectives, Board directives, and regulatory requirements
• Build community partnerships and networks in advancement of Bank CRA objectives (loans, investments, and services)
• Provide subject matter expertise to internal Bank and UHG functions on CRA-qualifying activities
• Manage and maintain appropriate documentation of CRA-qualified activities, and produce applicable reporting to appropriate stakeholders
• Conduct and maintain benchmarking of other CRA programs and activities of peer institutions, and document the Bank CRA Performance Context
• Engage and liaise with appropriate regulatory agencies on CRA matters, keeping abreast of regulatory guidance and trends, and advocating on behalf of the Bank with regulators, industry consortia, and community partners on CRA matters
• Manage and maintain the Bank's CRA Strategic Plan, including soliciting community input; preparing new plans for submission and regulatory approval; managing the regulatory approval process, etc.
• Source and execute CRA-qualified service opportunities for Bank personnel at various levels (front-line staff; consulting/expertise for CRA-qualified agencies; Board opportunities on CRA-qualified agencies, etc.)
• Provide CRA-qualified Board service to CRA-qualified agency(ies) in fulfillment of CRA objectives
• Respond to community, regulator, and other stakeholder input on the Bank's CRA program and efforts
• Manage all aspects of CRA examinations by relevant regulatory authorities
• Manage annual CRA data reporting
• Manage the Bank CRA donation budget, and source and direct CRA donation opportunities through applicable Bank

Required Qualifications

• 6+ years of experience working in a bank or other regulated financial institution
• 4+ years of experience working in a CRA program
• Functional knowledge in meeting regulatory expectations for CRA, particularly focused on institutions operating under a CRA Strategic Plan or programs with a primary focus on Community Development

Preferred Qualifications

• Bachelor's degree in Finance, Business, Project Management, or related field
• 2+ years leading a large bank CRA program
• Regulatory experience in Community Reinvestment Act examinations
• Experience leading or engaging with CRA-qualified community development agencies with a healthcare focus
• Proven credit underwriting and/or investment analysis experience analyzing CRA-qualified credit opportunities
• Proven ability to network, build, and advance community networks and coalitions to achieve CRA objectives
• Assertive self-starter, with solid verbal and written communication skills
• Proven ability to analyze, manage and resolve complex issues with attention to detail
• Proven ability to analyze and interpret governmental regulations, regulatory guidance, and manuals, and implement appropriate policies and procedures to ensure compliance
• Proven excellent people-management, project management, and interpersonal skills, including the ability to work well both individually and in a team (in person and virtual) environment across all organizational levels
• Proven ability to appropriately prioritize time, manage multiple tasks and work effectively under tight deadlines
• Proven ability to work independently
• Demonstrate high integrity and excellent judgment

Pay

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements).