Community Market President, SVP

About the role

Responsible for business development in the community and surrounding area with particular emphasis on commercial lending. Develop and increase the portfolio of commercial, agricultural, retail, and residential loans while adhering to high credit quality standards. Maintain an appropriate level of community involvement and visibility.

Responsibilities

• Ensures the asset quality of the assigned loan portfolio.
• Reviews delinquency reports with direct supervisor and direct reports to ensure proper collection efforts are being utilized to manage the credit risk of the portfolio.
• Supervises and manages direct reports.
• Provides direction and leadership to loan officers and support staff to ensure that asset quality, growth, and fee income goals are obtained.
• Manages individual loan portfolios.
• Develops and maintains existing customer base and builds customer satisfaction and confidence in the Bank.
• Cross-sells bank product and services in a professional manner.
• Analyzes customer credit applications, balance sheet, profit and loss statement; and cash flow projections in order to make sound loan decisions and predict future repayment capacity.
• Makes recommendations to the loan committee on new and renewal loans for amounts above lending limits.
• Coordinates efforts with personnel in the Credit Analysis Department.
• Communicates with appropriate supervisory personnel and/or Regional President on regular basis on loan issues and community activities.
• Reports all operational and lending issues that deviate from established policies and procedures to their supervisor.
• Works closely with the retail deposit staff to promote community wide performance and service delivery.
• Participates in professional associations, attend conventions, conferences and seminars.
• Completes required training associated with job function.

Qualifications

• Education/Experience: Bachelor’s degree in Finance or equivalent with additional specialized training in commercial lending and overall bank management. Minimum of 5 years commercial lending experience. Previous lending success in small and mid-size markets.
• Skills: Thorough knowledge of Company’s products and services and related charges. High level of interpersonal skills to interact with customers and potential customers in a professional manner. High level of analytical skills to conduct loan analysis and maintain loan’s progress in consideration of market trends, credit/interest rates, economic conditions and other factors. Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment.

Total Rewards

Competitive health, dental & vision coverage with HSA match
401(k) with employer match + Employee Stock Purchase Plan
Generous PTO, paid holidays & parental leave
Tuition reimbursement & performance-based bonuses

Visit our Total Rewards page to see our full list of benefits

Pay

$150,000 - $179,100 per year