Community Home Lending Advisor - Calimesa CA

We need to output HTML fragment with headings

for sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. Must not repeat job title as heading. Must not include Job ID etc. Must preserve all substantive info, not invent or summarize away detail. Remove boilerplate: cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, application instructions. Also remove EEO statements, etc. Also remove "About Us", "About The Team" maybe not needed? Those may be considered boilerplate? The instruction: Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. "About Us" and "About The Team" might be considered not boilerplate but maybe not needed? They are not specifically listed as sections to include; they could be considered extra content but not required. The instruction: "Preserve ALL substantive information; do NOT invent or summarize away detail." So we need to keep substantive info from the job description. The "About Us" and "About The Team" contain substantive info about company, but maybe not required for the job posting? The instruction says to include sections only when posting has real, specific content for it. It doesn't forbid other content outside those headings. We could keep them as

paragraphs without headings. However we must not include boilerplate like EEO statements. So we need to strip out EEO statements, "Equal Opportunity Employer/Disability/Veterans", "Note that any felony conviction..." etc. Also remove the Federal Deposit Insurance Act details? That is substantive (regulatory requirement). Should we keep? It's part of qualifications/requirements. It's substantive. We should keep it but maybe under Requirements or Qualifications. The instruction: "Prefer a few substantive sections over many thin ones." So we can combine. We need to decide sections: About the role (intro paragraph), Responsibilities (list), Requirements (maybe combine qualifications, capabilities, skills). Could also have Qualifications and Skills separate but we can combine to avoid thin sections. We must not create Pay/Schedule/Benefits unless posting actually states them. The posting mentions: "We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more." That's substantive about benefits and pay. So we should include Benefits and Pay sections. However the instruction: "Prefer a few substantive sections over many thin ones." Could combine Benefits and Pay into one section? But they have separate headings allowed. We could include both if they have content. The posting mentions base salary, commission-based pay, discretionary incentive compensation. That's Pay. Benefits: health care, wellness centers, retirement savings, backup childcare, tuition reimbursement, mental health support, financial coaching. So we can have both. Schedule: not mentioned. So omit Schedule. Now we need to strip out duplicated lines, boilerplate. Let's extract substantive content. Job Description intro: "Join our fun, high-energy team as a Community Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan while the Home Lending team supports you by sharing demonstrated knowledge in this area of specialization. You will adhere to all regulatory requirements while marketing and promoting the financial products offered by Chase. You will have a unique opportunity to grow your career while making a significant impact on our business. As a Community Home Lending Advisor in Chase Home Lending, you will join a motivated team dedicated to guiding clients to fulfilling the dream of homeownership." That's About the role. Responsibilities: list items: - Maintain an active knowledge of Chase home lending products, as well as local housing assistance programs and grants available for down payment and/or closing cost assistance - Promoting mortgage products to existing Chase customers and to other customers in the community you serve, continually engaging with a pipeline of customers ‘not mortgage ready' for home ownership through education and counseling processes until they are ready to apply, while maintaining compliance with current lending guidelines and Chase policies - Act as the internal and external mortgage expert, conduct productive activities that promote mortgage loan originations with external relationships in the community you serve - Partner with the branch team, by providing training on products and services, , meeting with their customers and introducing new clients to bankers for additional products and services (note double comma) - Create an outstanding customer experience by utilizing centrally managed direct mail, media advertisements, cross-sell efforts, relocation programs, statement programs, Chase.com, electronic newsletters, outbound lead sourcing and other marketing efforts - Serve as the single point of contact through the customer mortgage loan origination process while being adept at addressing customer concerns and reservations, explaining financial terms and requirements, coordinating with partners and stakeholders, troubleshooting and tackling obstacles, and tracking progress from initial engagement to application through closing We need to clean up duplicate commas and ensure proper grammar but preserve meaning. Not to invent or summarize away detail. We can keep as is but fix obvious typo: "Partner with the branch team, by providing training on products and services, , meeting with their customers and introducing new clients to bankers for additional products and services" remove extra comma. Now Required Qualifications, Capabilities, And Skills: - A Bachelor's degree or equivalent work experience in sales and/or real estate - Five years of proven mortgage sales experience including strong product, credit, and mortgage process knowledge and an understanding of Federal Housing Administration (FHA), Veterans Administration (VA), Federal National Mortgage Association (FNMA), and Federal Home Loan Mortgage Corporation (FHLMC) guidelines - Unique Requirements, and low-down payment products. (Regional Management approval for internal Home Lending Advisors who have been in their position for less than one year.) This sentence seems garbled. Probably meant: "Knowledge of Unique Requirements, and low-down payment products." Actually original: "Unique Requirements, and low-down payment products. (Regional Management approval for internal Home Lending Advisors who have been in their position for less than one year.)" Might be missing a word. We'll keep as is but maybe it's "Knowledge of Unique Requirements, and low-down payment products." We'll preserve exactly as given? It says "Unique Requirements, and low-down payment products." We'll keep that phrase. - Knowledge of real estate market in local area and the ability to build new external referral sources and networks (e.g., realtors, nonprofits, community groups, civic/professional organizations required) - Track record of customer satisfaction as demonstrated in customer satisfaction scores and customer comments - Superior written and verbal communication skills for preparing and presenting in your community outreach when providing homeowner education and demonstrating knowledge while working with community-based nonprofits, community groups, consumer advocacy groups, and civic/professional groups. - Intermediate Personal Computer skills in a Windows environment Then there is a big block about Federal Deposit Insurance Act, Dodd Frank, NMLS, etc. Those are regulatory requirements; they should be included under Requirements or Qualifications. We'll incorporate them as bullet points under Requirements. We need to avoid duplicating lines. The block includes repeated sentences about contingent on review of criminal conviction history etc. We'll keep unique points. Let's extract: - This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries. - This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. - Note that any felony conviction within the last seven years will disqualify you from consideration for this position. - Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements. - In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. - Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter. - Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. - Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. - Further information about NMLS and registration requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx. We should keep these as bullet points under Requirements (or maybe a separate "Regulatory Requirements" section but not in allowed headings; we can put under Requirements). Now Benefits and Pay: Benefits: comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Pay: competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We could combine but better separate. Now we need to output HTML fragment with

headings and

• for lists,

  for prose. We should not include any markdown code fences. We'll produce:

  About the role

  Join our fun, high-energy team as a Community Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan while the Home Lending team supports you by sharing demonstrated knowledge in this area of specialization. You will adhere to all regulatory requirements while marketing and promoting the financial products offered by Chase. You will have a unique opportunity to grow your career while making a significant impact on our business. As a Community Home Lending Advisor in Chase Home Lending, you will join a motivated team dedicated to guiding clients to fulfilling the dream of homeownership.

  Responsibilities

  • Maintain an active knowledge of Chase home lending products, as well as local housing assistance programs and grants available for down payment and/or closing cost assistance
  • Promoting mortgage products to existing Chase customers and to other customers in the community you serve, continually engaging with a pipeline of customers ‘not mortgage ready' for home ownership through education and counseling processes until they are ready to apply, while maintaining compliance with current lending guidelines and Chase policies
  • Act as the internal and external mortgage expert, conduct productive activities that promote mortgage loan originations with external relationships in the community you serve
  • Partner with the branch team by providing training on products and services, meeting with their customers and introducing new clients to bankers for additional products and services
  • Create an outstanding customer experience by utilizing centrally managed direct mail, media advertisements, cross-sell efforts, relocation programs,