Commercial Underwriter II - Energy
Busey · Tulsa, OK · 1 mo ago
On-siteFinance$85k–$115k/yrFull-time
We need to output HTML fragment with sections: Use for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule.
We have content: Position Summary (maybe About the role). Duties & Responsibilities. Education & Experience (maybe Requirements/Qualifications/Skills). Compensation And Benefits (Pay and Benefits). Also mention base pay range. Benefits described.
We must not repeat job title as heading. No Job ID. Remove boilerplate: Equal Opportunity, Unsolicited Resumes, etc. Also remove navigation/legal/EEO etc.
We must include sections only if posting has real specific content. We have content for About the role (Position Summary). Responsibilities (Duties & Responsibilities). Requirements (Education & Experience). Skills maybe from Knowledge of: etc. Could combine. Benefits: described. Pay: base pay range. Schedule: not mentioned, so omit Schedule section.
We must not create sections with filler like "commensurate with experience". Not present.
We need to use
for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule.
We have content: Position Summary (maybe About the role). Duties & Responsibilities. Education & Experience (maybe Requirements/Qualifications/Skills). Compensation And Benefits (Pay and Benefits). Also mention base pay range. Benefits described.
We must not repeat job title as heading. No Job ID. Remove boilerplate: Equal Opportunity, Unsolicited Resumes, etc. Also remove navigation/legal/EEO etc.
We must include sections only if posting has real specific content. We have content for About the role (Position Summary). Responsibilities (Duties & Responsibilities). Requirements (Education & Experience). Skills maybe from Knowledge of: etc. Could combine. Benefits: described. Pay: base pay range. Schedule: not mentioned, so omit Schedule section.
We must not create sections with filler like "commensurate with experience". Not present.
We need to use - for any list of duties/requirements/benefits. So we need to turn duties into list items. Also responsibilities list. Also maybe skills list. Benefits list.
We need to preserve all substantive information; do not invent or summarize away detail. So we need to keep details like "Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines." etc.
We need to format as HTML fragment only.
Let's extract content:
Position Summary: "The Commercial Underwriter II provides accurate, timely, and succinct credit underwriting to support the company’s portfolio management and new business development efforts for the Relationship Managers they are assigned to support. This role will focus on energy loans and supporting the Energy Team."
Duties & Responsibilities bullet list:
- Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines.
- Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals.
- Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos including pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower.
- Evaluate collateral, industry data and other relevant credit information.
- Assist with Portfolio Management duties to include testing financial covenants, monitoring monthly borrowing base reports, preparing portfolio reviews and sensitive asset reports, as assigned.
- Assist Commercial Relationship Managers with the preparation of opportunity memos for new and existing relationships.
- Maintain a working knowledge of the Commercial Banking Loan Policy and systems, including nCino.
- Assist in the sales process, including accompanying Relationship Managers on customer and prospect calls.
- Approve loans that are within defined authority levels; recommend loan approval outside of defined authority levels.
- Participate in pipeline meetings to develop knowledge of prospective opportunities as well as upcoming renewals.
- Assist with other duties or special projects as assigned.
- Performs all outlined duties under minimal supervision.
- Demonstrates independent thinking and handles complex issues.
Education & Experience:
- Knowledge of: Strong oral and written communication skills
- Proficiency in Microsoft Office
- Knowledge of financial accounting
- Ability to: Multi-task and work independently
- Analyze and solve problems
- Take independent action within established guidelines and develop new procedures and approaches when needed
- Perform duties under frequent time pressures
- Education and Training: Requires Bachelor’s degree with a concentration in Business or Finance.
- Requires 5 or more years of Commercial Credit experience.
- Requires 2 or more years of experience in the Commercial Underwriter role.
Compensation And Benefits:
- Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends.
- The role may be eligible for bonus or incentives based on company and individual performance.
- (Base Pay Range: $85,000 - $115,000/ year)
- Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results.
- Your personal and professional well-being—now and in the years to come—are important to us.
- Busey’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program.
- In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts.
- Visit Busey Total Rewards for more information.
We need to separate Pay and Benefits sections. Pay: base pay range maybe also mention bonus eligibility. Benefits: list of benefits.
We must not include boilerplate like Equal Opportunity etc.
We need to output only HTML fragment, no /. Use
headings.
Structure:
About the role
Position Summary ...
Responsibilities
- ...
...
Requirements
- Knowledge of: Strong oral and written communication skills
- Proficiency in Microsoft Office
- Knowledge of financial accounting
- Ability to: Multi-task and work independently
- Analyze and solve problems
- Take independent action within established guidelines and develop new procedures and approaches when needed
- Perform duties under frequent time pressures
- Education and Training: Requires Bachelor’s degree with a concentration in Business or Finance.
- Requires 5 or more years of Commercial Credit experience.
- Requires 2 or more years of experience in the Commercial Underwriter role.
Alternatively could split Qualifications and Skills but we can combine into Requirements. The instruction says use headings for sections like Requirements, Qualifications, Skills. We could separate: Requirements (education/experience), Qualifications (knowledge/abilities), Skills (maybe same). But to avoid thin sections, we can combine into Requirements. However we need to follow instruction: "Use for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It's examples, not mandatory to use all. We can choose a few substantive sections. So we can have About the role, Responsibilities, Requirements, Benefits, Pay. That's fine.
We need to ensure we don't create sections with filler. We have Pay: base pay range and bonus eligibility. Benefits: list.
We must not repeat job title as heading. Good.
Now produce HTML.
Check for any leftover boilerplate: We removed Equal Opportunity, Unsolicited Resumes, etc.
Make sure we keep all substantive info: The position summary, duties, education/experience, compensation and benefits details.
We need to include the note about "Visit Busey Total Rewards for more information." That's part of benefits.
We need to keep the base pay range in Pay section.
Let's craft.
Potential HTML:
About the role
The Commercial Underwriter II provides accurate, timely, and succinct credit underwriting to support the company’s portfolio management and new business development efforts for the Relationship Managers they are assigned to support. This role will focus on energy loans and supporting the Energy Team.
Responsibilities
- Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines.
- Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals.
- Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos including pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower.
- Evaluate collateral, industry data and other relevant credit information.
- Assist with Portfolio Management duties to include testing financial covenants, monitoring monthly borrowing base reports, preparing portfolio reviews and sensitive asset reports, as assigned.
- Assist Commercial Relationship Managers with the preparation of opportunity memos for new and existing relationships.
- Maintain a working knowledge of the Commercial Banking Loan Policy and systems, including nCino.
- Assist in the sales process, including accompanying Relationship Managers on customer and prospect calls.
- Approve loans that are within defined authority levels; recommend loan approval outside of defined authority levels.
- Participate in pipeline meetings to develop knowledge of prospective opportunities as well as upcoming renewals.
- Assist with other duties or special projects as assigned.
- Performs all outlined duties under minimal supervision.
- Demonstrates independent thinking and handles complex issues.
Requirements
- Knowledge of: Strong oral and written communication skills
- Proficiency in Microsoft Office
- Knowledge of financial accounting
- Ability to: Multi-task and work independently
- Analyze and solve problems
- Take independent action within established guidelines and develop new procedures and approaches when needed
- Perform duties under frequent time pressures
- Education and Training: Requires Bachelor’s degree with a concentration in Business or Finance.
- Requires 5 or more years of Commercial Credit experience.
- Requires 2 or more years of experience in the Commercial Underwriter role.
Pay
Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $85,000 - $115,000/ year)
Benefits
- Busey provides a competitive Total Rewards package including 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program.
- Eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts.
- Visit Busey Total Rewards for more information.
Check we didn't miss any substantive info: The position summary includes "accurate, timely, and succinct credit underwriting". Good.
Duties list includes all bullet points.
Education & Experience includes knowledge of strong oral/written communication, proficiency in MS Office, knowledge of financial accounting, abilities, education/training.
We omitted "Knowledge of:" prefix maybe but we kept as list item.
We kept "Education and Training: Requires Bachelor’s degree..." as list item.
We kept "Requires 5 or more years of Commercial Credit experience." and "Requires 2 or more years of experience in the Commercial Underwriter role."
Pay section includes base pay range and bonus eligibility.
Benefits section includes list.
We omitted the sentence "Your personal and professional well-being—now and in the years to come—are important to us." That's substantive; should we include? It's part of benefits description. Could incorporate into benefits paragraph. We could add a before list. But we used only
- . Might be okay to include as a list item. Let's add a list item: "Your personal and professional well‑being—now and in the years to come—are important to us." Or incorporate into first list item.
Better to add as separate list item.
Also we omitted "Busey’s Total Rewards include
headings.
Structure:
About the role
Position Summary ...
Responsibilities
- ... ...
Requirements
- Knowledge of: Strong oral and written communication skills
- Proficiency in Microsoft Office
- Knowledge of financial accounting
- Ability to: Multi-task and work independently
- Analyze and solve problems
- Take independent action within established guidelines and develop new procedures and approaches when needed
- Perform duties under frequent time pressures
- Education and Training: Requires Bachelor’s degree with a concentration in Business or Finance.
- Requires 5 or more years of Commercial Credit experience.
- Requires 2 or more years of experience in the Commercial Underwriter role.
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It's examples, not mandatory to use all. We can choose a few substantive sections. So we can have About the role, Responsibilities, Requirements, Benefits, Pay. That's fine.
We need to ensure we don't create sections with filler. We have Pay: base pay range and bonus eligibility. Benefits: list.
We must not repeat job title as heading. Good.
Now produce HTML.
Check for any leftover boilerplate: We removed Equal Opportunity, Unsolicited Resumes, etc.
Make sure we keep all substantive info: The position summary, duties, education/experience, compensation and benefits details.
We need to include the note about "Visit Busey Total Rewards for more information." That's part of benefits.
We need to keep the base pay range in Pay section.
Let's craft.
Potential HTML:
About the role
The Commercial Underwriter II provides accurate, timely, and succinct credit underwriting to support the company’s portfolio management and new business development efforts for the Relationship Managers they are assigned to support. This role will focus on energy loans and supporting the Energy Team.
Responsibilities
- Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines.
- Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals.
- Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos including pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower.
- Evaluate collateral, industry data and other relevant credit information.
- Assist with Portfolio Management duties to include testing financial covenants, monitoring monthly borrowing base reports, preparing portfolio reviews and sensitive asset reports, as assigned.
- Assist Commercial Relationship Managers with the preparation of opportunity memos for new and existing relationships.
- Maintain a working knowledge of the Commercial Banking Loan Policy and systems, including nCino.
- Assist in the sales process, including accompanying Relationship Managers on customer and prospect calls.
- Approve loans that are within defined authority levels; recommend loan approval outside of defined authority levels.
- Participate in pipeline meetings to develop knowledge of prospective opportunities as well as upcoming renewals.
- Assist with other duties or special projects as assigned.
- Performs all outlined duties under minimal supervision.
- Demonstrates independent thinking and handles complex issues.
Requirements
- Knowledge of: Strong oral and written communication skills
- Proficiency in Microsoft Office
- Knowledge of financial accounting
- Ability to: Multi-task and work independently
- Analyze and solve problems
- Take independent action within established guidelines and develop new procedures and approaches when needed
- Perform duties under frequent time pressures
- Education and Training: Requires Bachelor’s degree with a concentration in Business or Finance.
- Requires 5 or more years of Commercial Credit experience.
- Requires 2 or more years of experience in the Commercial Underwriter role.
Pay
Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $85,000 - $115,000/ year)
Benefits
- Busey provides a competitive Total Rewards package including 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program.
- Eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts.
- Visit Busey Total Rewards for more information.
before list. But we used only
- . Might be okay to include as a list item. Let's add a list item: "Your personal and professional well‑being—now and in the years to come—are important to us." Or incorporate into first list item. Better to add as separate list item. Also we omitted "Busey’s Total Rewards include