Commercial Surety Underwriter

Key Responsibilities

• Underwrite and manage a profitable portfolio of commercial surety accounts, including contract and commercial surety risks.
• Maintain and expand an existing book of business through established agency and broker relationships.
• Possess and prospect for and develop new business opportunities within assigned territories and target markets.
• Build and strengthen relationships with retail agents, wholesalers, brokers, and key distribution partners.
• Analyze financial statements, work-in-progress schedules, indemnity structures, and other underwriting information to evaluate risk.
• Establish appropriate pricing, terms, conditions, and authority levels consistent with company underwriting guidelines.
• Monitor portfolio performance, profitability, and loss trends while identifying opportunities for growth.
• Collaborate with senior management to execute strategic growth initiatives.
• Travel as needed to visit agency partners, producers, and prospective clients.
• Represent Lexington National at industry events, conferences, and agency meetings.

Qualifications

• Minimum 5+ years of commercial surety underwriting experience.
• Demonstrated success managing and growing a profitable commercial surety book of business.
• Existing agency and broker relationships with the ability to transition or develop business opportunities.
• Strong financial analysis and credit underwriting skills.
• Experience underwriting contract surety, commercial surety, or both.
• Excellent negotiation, communication, and relationship management skills.
• Self-motivated with an entrepreneurial mindset and strong production orientation.
• Bachelor's degree preferred or equivalent industry experience.

Preferred Qualifications

• Established reputation within the commercial surety industry.
• Proven production history with measurable premium growth.
• Knowledge of regional and national surety markets.
• Professional designations such as AFSB, CPCU, or ARM are a plus.