Commercial Relationship Manager IV - Denver, CO

About the role

SouthState is seeking an experienced commercial lending professional to join our metro market team. In this role, you'll develop consultative relationships with prospects and clients while managing a portfolio of commercial loans and deposits. You will collaborate with Treasury Management Sales Officers, Capital Markets, Wealth, and Retail teams to deliver comprehensive banking solutions.

Essential functions

• Actively participates in a business development plan to increase loan and deposit portfolio of commercial clients within a South State metro market
• Develop consultative relationships with prospects and clients to add value by delivering appropriate banking solutions
• Manage the flow of loan and deposit requests through appropriate channels to ensure credit quality, responsiveness, structure, and pricing meeting client needs and Bank operating objectives
• Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth, and Retail
• Underwrite loan requests within Bank policies and procedures; ensure loan packages are accurate and complete when submitted to Credit partner for approval
• Manage and service assigned loan portfolio
• Ensure all required documentation is in file for all loans and deposits
• Clear documentation or compliance deficiencies noted by Loan and Deposit Operations or other review
• Partner with Credit to properly risk grade each loan in assigned portfolio and adjust risk grades as circumstances change or new information becomes available
• Price each loan and deposit product according to current Bank pricing guidelines
• Document credit quality, current competitive factors, or overall relationship circumstances that justify departures from approved Bank pricing regulations
• Demonstrate commitment to fair lending practices
• Remain knowledgeable of all laws and regulations governing lending activities of financial institutions
• Ensure compliance with all applicable Bank policies and procedures, as well as all State and Federal regulations
• Resolve client problems and assist with general inquiries
• Provide superior service to existing clients
• Build and maintain positive working relationships with COI's and others in the community to enhance the Bank's image and reputation in the marketplace

Qualifications

• Bachelor's degree in business, finance, banking, or related field required
• Minimum of 10+ years commercial lending or portfolio management experience
• Experience should include previous loan structuring and credit analysis responsibilities
• Graduation from a recognized school of banking is an asset

Required skills

• Well-developed sales, interpersonal, and negotiating skills
• Excellent written and verbal communication skills
• Basic accounting and credit skills
• Detail oriented with proven ability to prioritize complex work assignments
• Proven analytical skills and ability to evaluate credit worthiness
• Proficiency with Microsoft Word, Excel, and Outlook
• Extensive knowledge of all Bank products, services, procedures, and practices
• In-depth knowledge of Federal and State lending regulations and Bank policies relating to lending procedures
• Familiarity with the local business community strongly preferred

Pay

Colorado pay range: $152,630.00 - $243,812.00, actual offers determined based on applicant's skills, experience, and education.

Work location

1331 17th St., Denver, Colorado 80202