Commercial Relationship Manager II
for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must include only sections where posting has real specific content. We must not repeat job title as heading. Must not include Job ID etc. Must preserve all substantive info. Remove boilerplate like "If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal." (that's repeated). Also remove application instructions. Also remove EEO etc. There's no explicit EEO but there is a line about ADA etc. That's boilerplate? It's about physical demands and working environment includes ADA compliance; we can keep physical demands as part of maybe Requirements? But we need to follow sections. We need to parse the posting. Content: - Location: Spearfish, SD Main branch. (We can include in a short
maybe under About the role? Or maybe a meta line.) - "What’s Important To You" paragraph: includes compensation and benefits package description: Generous Paid Time Off (PTO) in addition to paid federal holidays. Student debt employer repayment program. 401(k) retirement plan with a 6% match. The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it. We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. - Summary: description of role. - Essential Duties And Responsibilities: list of duties. - Qualifications: includes "To perform this job successfully..." then "Knowledge, Skills And Abilities": bullet list of many items. - Education And/Or Experience: Bachelor's Degree... etc. - PHYSICAL DEMANDS AND WORKING ENVIRONMENT: details. We need to map to sections: About the role (maybe summary), Responsibilities (essential duties), Requirements (maybe qualifications?), Qualifications (education/experience), Skills (knowledge, skills, abilities), Benefits (from What's Important To You), Pay (not mentioned), Schedule (maybe typical work hours M-F 8-5). There's also Travel - as needed. We must not create sections with filler like "commensurate with experience". We have actual content for Benefits (PTO, student debt repayment, 401k match). So we can include Benefits section. Pay: not mentioned; do not include Pay section. Schedule: we have "Typical Work Hours - M-F (8-5)" and "Regular and Predictable Attendance - Required". Also Travel - as needed. So we can include Schedule section with those details. We also have location; could be part of About the role. We must not repeat the "If you are a current FIB employee..." lines. There's two occurrences; we remove them. Also remove "Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it." That's fluff but it's part of What's Important To You; we can keep it as it's substantive? It's somewhat generic but it's part of the posting; we should preserve all substantive information. It's not boilerplate; it's encouraging to learn about communities. We'll keep. We must not include duplicated lines. Now produce HTML:
About the role
Located at our Spearfish, SD Main branch, the Commercial Relationship Manager II serves as the Relationship Manager for new and existing complex clients, managing a portfolio with an average loan portfolio greater than $50MM, up to $100MM, and managing at least 35 bank relationships generating at least $1.5MM in revenue to the bank. This role establishes and maintains collaborative and strategic partnerships with clients based on knowledgeable advice aligned to the clients' business objectives and lifecycle, develops and grows new business, builds and maintains strong relationships with prospects, and drives financial performance through profitable revenue growth and quality credit.
Responsibilities
- Achieves individual annual production and growth goals for loan, deposits and fees to ensure the bank meets its overall financial targets and conforms to credit terms.
- Initiates and develops new business through outside business development activities.
- Ensures ongoing contact with new clients to enhance client’s experience with First Interstate Bank.
- Develops a comprehensive understanding of the client’s needs based on the review and analysis of personal bank business financial data gathered through relationship reviews and personal meetings.
- Uses internal customer sourcing software to generate leads, track activities, and make referrals to requisite business partners and bankers.
- Actively participates in community organizations to source business development opportunities and demonstrates First Interstate Bank’s commitment to the communities we serve.
- Builds client referral pipeline via identification and development of internal and external center of influence.
- Develops and maintains an in-depth knowledge of products and services as well as knowledge of competitors and competitive products.
- Proactively promotes bank products and services and keeps clients informed of financial solutions First Interstate Bank offers that meet their needs.
- Assembles cross-functional team to quickly respond to customer requests when not able to address requests personally.
- Knows when and how to bring in teams of experts, as well as identify cross-sell opportunities.
- Analyzes credit to determine the ability of clients to qualify for borrowing requirements.
- Assumes ultimate accountability for all portfolio activities and issues to ensure sound asset quality, including underwriting, structuring, and portfolio management activities; ensures accurate risk assessment of assigned portfolio.
- Maintains follow up on existing loans to ensure compliance with internal procedures and other required terms.
- Researches and studies industrial, commercial, economic, and financial situations relating to existing and new business.
- Maintains compliance with all bank regulations for assigned job function and designated job responsibilities, which includes keeping up to date on regulation changes and following all Bank policies, procedures, and compliance regulations while all required annual training.
- May be asked to coach, mentor, or train others.
- Contributes to strategic level discussions with members of the senior management leadership team.
- Recognized as a Subject Matter Expert when difficult questions arise.
- Provides practical, relevant ideas and perspectives on processes or process improvement.
- Actively engages, demonstrates, and fosters the First Interstate Bank Mission, Vision, and Values by executing the Service Commitments.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Experience
- Bachelor's Degree in Business, Finance, or related field required
- 7-9 years in commercial lending, commercial credit underwriting, or equivalent combination of education and experience required
- Completion of formal Credit Analyst training required
- Experience in asset-based lending, capital structure finance, and trade finance required
Skills
- Demonstrates advanced credit analysis and commercial underwriting skills, including accounting, financial statement analysis, and cash flow analysis.
- Possesses strong knowledge of commercial lending policies, procedures, practices, and documentation.
- Proficient with the bank’s risk‑rating system, credit products, and underwriting policies; has working knowledge of structuring credit products for small and medium‑sized businesses across diverse industries.
- Works effectively with individuals and teams across the organization to manage customer relationships.
- Exhibits excellent written and verbal communication skills, including strong presentation abilities.
- Proficient in Microsoft Word, Excel, and Outlook; PowerPoint experience is beneficial.
- Displays initiative and sound judgment.
- Able to prioritize tasks and remain adaptable under pressure.
- Able to read, analyze, and interpret common financial reports and legal documents.
- Able to respond effectively to inquiries or complaints from customers, regulatory agencies, or members of the business community.
- Able to work with mathematical concepts such as probability and statistical inference.
- Able to apply mathematical concepts—including fractions, percentages, ratios, and proportions—to practical situations.
- Able to define problems, collect data, establish facts, and draw valid conclusions.
- Able to interpret a wide variety of technical instructions presented in mathematical or diagram form and work with both abstract and concrete variables.
Benefits
- Generous Paid Time Off (PTO) in addition to paid federal holidays.
- Student debt employer repayment program.
- 401(k) retirement plan with a 6% match.
Schedule
- Typical Work Hours: M-F (8-5)
- Regular and Predictable Attendance - Required
- Travel - as needed
About the role
(summary + location)Responsibilities
(essential duties)Requirements
(includes the "To perform this job successfully..." paragraph and Knowledge, Skills And Abilities list). But we also have Skills heading separate; maybe we should keep Skills separate as per allowed headings. The instruction says use headings for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. So we can have both Requirements and Skills. Requirements could contain the generic statement and maybe Education/Experience? But Qualifications is separate for education/experience. Let's map: - Requirements: the "To perform this job successfully..." paragraph (maybe also physical demands? but we can ignore) - Qualifications: Education and Experience bullet list. - Skills: Knowledge, Skills And Abilities list. That seems reasonable. Thus we need to output:About the role
... summary + location ...
Responsibilities
- ... duties ...
Requirements
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Qualifications
- ... education/experience bullets ...