Commercial Relationship Manager

About the role

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Essential Functions

• Predominantly make loans to creditworthy borrowers. This includes responding to requests from existing customers and being proactive in the direct solicitation of new business from non-bank customers.
• Insure the collection on past due accounts and constantly monitor the assigned loan portfolio for any signs of credit deterioration.
• Maintain and adjust pricing on loans to ensure adequate yields are being maintained.
• Provide complete and accurate loan documentation and required collateral documentation to the Loan Administration Department on all loans made.
• Achieve and maintain a full-service banking atmosphere by actively participating in Customer Service First sales and service culture, supporting the values of the organization, and following established company policies and procedures.
• Participate in community involvement activities.

Minimum Qualifications

• Knowledge of commercial lending laws, regulations, procedures, and experience in credit and/or collections preferred.
• A four-year business degree with emphasis on accounting and/or finance and one year credit analyst experience from a financial institute.
• Thorough documentation abilities and underwriting skills are needed.
• Proven business development skills are essential.
• Must be able to analyze financial statements and communicate the strengths and weaknesses in a concise and accurate manner.
• Exercise good communication and interpersonal skills.
• Have working knowledge of all bank services.

Community Involvement

Must actively participate in Community Involvement activities.