Commercial Real Estate Manager (Banking)

About the role

Full-time Description Intracoastal Bank is seeking a highly motivated and experienced Commercial Real Estate Manager to join our dynamic banking team. At Intracoastal Bank, you will be part of a diverse team of top performers in banking that is passionate about providing exceptional service and banking solutions to our communities to help them thrive. You will be inspired by the stability and integrity of our community bank and proud of the relationships you build that help your clients succeed. Over the years, we have established ourselves as a market leader in community banking and we’re looking for the right person to help take us to the next level. If you have an entrepreneurial and innovative approach to business, coupled with drive and a commitment to growth, we want to meet with you.

Why Intracoastal Bank? It’s like working for a small business that happens to be a bank that is unique in the industry. We have an entrepreneurial spirit! You get to work with the “A” team of bankers. You’ll have a positive work environment with supportive managers and teammates. You’re encouraged to become passionate about and involved in your community. You will be empowered to impact change. You will experience the reward of assisting in the growth and success of local businesses. You will be part of a company that invests in you! Exceptional Benefits Package!

Responsibilities

• Team Leadership: Work closely with commercial relationship managers to review, structure, analyze and market to commercial real estate related lending and deposit opportunities.
• Portfolio Management: Oversee and manage the bank’s commercial real estate loan portfolio, ensuring compliance with credit policies, risk management standards, and regulatory requirements.
• Loan Origination: Identify and develop new business opportunities by building relationships with commercial real estate developers, investors, and property owners.
• Underwriting and Analysis: Conduct thorough financial analysis, risk assessments, and due diligence for all types of loans, primarily focused on commercial real estate loan applications. Present requests to management, loan committee, or Board Loan Committee/Board when the proposed loan is beyond departmental lending authority as required.
• Client Relationship Management: Manage a portfolio of commercial loan relationships, facilitating all aspects of client management, including calling effort to retain and expand the relationship to meet additional needs. Counsel loan customers on loan management and beneficial strategies to secure new opportunities.
• Market Research: Stay informed about local and national commercial real estate market trends, including property values