Commercial Production Partner

About the role

As a Commercial Production Partner, you will serve as a trusted credit and production advisor within the Commercial Banking Center, helping drive sound credit decisions, portfolio quality, and exceptional client experiences. In this highly collaborative role, you'll partner closely with Relationship Managers and leadership to structure complex commercial transactions, identify opportunities for growth, and proactively manage risk across a diverse commercial portfolio.

Responsibilities

• Partner with Relationship Managers and clients during calling activities to evaluate deal readiness, credit considerations, and transaction structure while developing clear recommendations.
• Analyze financial statements, tax returns, credit reports, cash flow information, and industry trends for prospective and existing commercial clients.
• Prepare and review credit analyses, risk assessments, loan modifications, renewals, and extensions for commercial lending opportunities.
• Advise Relationship Managers on deal structuring, credit positioning, and risk mitigation strategies before submission for credit approval.
• Ensure credit packages and documentation meet quality standards, regulatory requirements, and bank policy expectations.
• Maintain, organize, and update loan documentation and credit files to support accurate underwriting and portfolio management.
• Monitor portfolio performance, including covenant compliance, loan maturities, delinquencies, and risk ratings.
• Identify emerging borrower and portfolio risks and recommend appropriate actions to leadership and Relationship Managers.
• Serve as a subject matter resource on commercial lending, credit administration, loan structure, and risk management practices.
• Partner with Commercial Banking Center leadership to support portfolio priorities, execution efficiency, client retention, and growth objectives.
• Help identify opportunities to improve processes, Relationship Manager effectiveness, and overall client outcomes.
• Support compliance with bank policies, security requirements, regulatory standards, and credit risk management protocol.

Requirements

• Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). An equivalent combination of education and experience can be considered in lieu of a degree.
• 6 or more years of relevant experience in commercial banking, credit analysis, financial analysis, or financial risk management (Required).

Skills

• Advanced financial analysis skills and ability to assess financial statements, cash flow performance, and tax returns for businesses and individuals with complex financial structures.
• Strong understanding of commercial lending, credit underwriting, and risk assessment principles.
• Understanding of business entity structures and ability to identify appropriate borrowing and guarantor relationships.
• Skilled at monitoring portfolio health, including covenant compliance, risk ratings, concentrations, maturities, and loan performance.
• Effective communication with clients, business partners, and leadership through clear verbal and written communication.
• Ability to build trusted relationships and support client needs independently when necessary.
• Ability to recognize opportunities to deepen client relationships through collaboration, retention efforts, and cross-functional teamwork.
• Highly organized with ability to manage multiple priorities while maintaining strong attention to detail.
• Proficient with Microsoft Office applications, including Word, Excel, Access, and other business software tools.
• Strong understanding of federal and state laws and regulations governing commercial lending activities.

Schedule

Travel up to 10%.

Pay

Targeted starting salary range (based on experience): $101,956 - $137,940. Annual incentive potential.

Benefits

• Comprehensive employee benefits, including medical, dental, vision, long-term disability (LTD), short-term disability (STD), and life insurance.
• Paid vacation time, sick time, and 11 company-paid holidays.
• 401k with up to 4% match.
• Tuition reimbursement.

About Us

More than 135 years ago, we started with core values that never go out of style: listen, learn, and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. Our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year. With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

Our Company Values

• Do the right thing
• Mutual respect
• Teamwork
• Honesty and integrity

What Our Team Says

"I have the opportunity to learn and grow every day in my current role. I love the work-life balance, knowing that we work hard and strive for high performance but we are celebrated."