Commercial Private Banker

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Develop and manage a portfolio of business clients, including commercial, middle-market, and CRE borrowers / non-borrowers.
• Deliver customized deposit solutions and treasury management products to optimize client cash flow and liquidity.
• Proactively identify and pursue new business opportunities through networking, referrals and direct prospecting.
• Serve as the primary point of contact for assigned clients, offering high-touch service and strategic financial advice.
• Identify cross-sell opportunities and work closely with product partners (e.g., treasury management, merchant services, commercial card) to deliver comprehensive financial solutions.
• Collaborate with support, credit, underwriting, product specialists, and internal partners to provide seamless onboarding and servicing.
• Authorizes or rejects overdrafts in depository account within established authorities.
• Advise customers, where possible, concerning business management and financial matters and builds consistent and long-term financial advisory relationships with clients.
• Maintain deep knowledge of market trends, competitor offerings, and regulatory changes.
• Uphold the bank's risk management standards and ensure all activities comply with the policies and regulations.
• Prepares and delivers clear, effective and professional presentations.
• Keeps abreast of local and national economic, financial, political and legislative events and climates which could have an impact on the division's activities.
• Maintains professional and community relations to increase the bank's visibility and new business opportunities, and to further personal development.
• Supports Regional Market Executive in achieving budgeted controllable non-interest income and expense, as well as deposit and loan goals, based on department's annual budget plan.
• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
• Identifies and reports suspicious activity.

EDUCATION

Bachelor's Degree Business, Finance, Economics, or related field required

EXPERIENCE

• 10+ Years of direct experience in commercial and/or private banking, preferably in client facing role required
• 10+ Years Proven track record of business development and portfolio management within the commercial segment
• Experience in Commercial Real Estate preferred