Commercial Portfolio Manager

About the role

The Commercial Portfolio Manager Portfolio Manager II – CIP is considered a market and industry resource, providing expertise and advisory guidance in complex debt and capital solutions.

Responsibilities

• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks.
• Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
• Conduct portfolio reviews with senior management.
• Mentor Credit Analysts to develop required competencies and experience.
• Prioritize work to meet customer expectations.
• Analysis of existing portfolio to identify trends and opportunities.
• Maintain up-to-date knowledge of market/industry trends.
• Serve as a mentor/coach to junior portfolio managers, credit analysts and relationship managers.

Qualifications

• Bachelor’s Degree.
• Minimum of 3+ years of relevant experience in Commercial Banking.

Preferred qualifications include formal credit training and proven and in-depth knowledge of credit products, risk assessment and debt structuring.

Work Environment

This role is classified as exempt and will be based in an office setting, with the possibility of flexible work arrangements, including remote work options.