Commercial Lines Underwriter

About the Opportunity A leading Property & Casualty insurance carrier is seeking an experienced Commercial Lines Underwriter to join its growing team. This is a fully remote opportunity for an underwriting professional with strong middle market experience and a proven ability to evaluate, price, and manage complex commercial risks.The ideal candidate will have at least four years of underwriting experience and a background underwriting middle market accounts across multiple commercial lines, including Property, Auto, Workers' Compensation, General Liability, and Umbrella. Key Responsibilities Underwrite and manage a portfolio of middle market commercial accounts across multiple industries.Evaluate new business submissions and renewal opportunities to determine acceptability, coverage structure, pricing, and terms.Analyze financial statements, loss histories, exposure data, and risk characteristics to make sound underwriting decisions.Build and maintain strong relationships with agency partners and brokers to drive profitable growth.Negotiate pricing, terms, and conditions while adhering to company underwriting guidelines.Monitor portfolio profitability and identify opportunities for growth and risk improvement.Collaborate with claims, risk control, product, and actuarial teams to support underwriting strategy.Maintain accurate underwriting documentation and file management practices.Stay informed on market trends, industry developments, and competitive conditions. Qualifications Bachelor's degree preferred.Minimum of 4 years of Commercial Lines Underwriting experience.Strong middle market underwriting experience required.Experience underwriting the following coverages: Commercial PropertyCommercial AutoWorkers' CompensationGeneral LiabilityUmbrella/Excess LiabilityDemonstrated ability to analyze and price complex commercial risks.Strong communication and relationship management skills.Experience managing broker and agency relationships.Ability to work independently in a fully remote environment.Strong analytical, negotiation, and decision-making skills. Preferred Experience Carrier-side underwriting experience.Experience handling accounts with premiums ranging from $25,000 to $500,000+.Familiarity with manufacturing, wholesale, distribution, construction, real estate, or service-related risks.CPCU, AU, ARM, or other industry designations are a plus.