Commercial Lines Underwriter

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Responsibilities

• Perform and apply insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy.
• Train and develop through completion of the Company’s underwriter training program for the assigned line of insurance.
• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

Qualifications

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Above average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through participation in approved educational programs.

Benefits

• Wide range of career opportunities.
• Friendly work environment.
• Structured training program.
• Employee mentoring.
• Excellent compensation/benefits package.
• Competitive base salary.
• Matched 401(k).
• Fully-funded pension plan (once vested).
• Bonus programs.
• Generous paid time off including holidays, vacation days, personal time, and sick leave.

About the Role

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team.

Schedule

This role could have the flexibility to work from home up to 3 days per week after initial in-person training.

Pay

A competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs are offered.

Benefits

• Generous paid time off including holidays, vacation days, personal time, and sick leave.

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.