Commercial Lines Underwriter
About the role
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs. Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team.
Responsibilities
- Performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy.
- Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
- Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
- Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
- Analyze loss experience, financial conditions and physical characteristics of risks
- Acquire a working knowledge of supporting sections of the underwriting department
- Effectively communicate with independent agents and other associates through verbal and/or written means
- Participate in and successfully complete the Company underwriter training program
Requirements
- Bachelor’s degree or direct equivalent experience with property/casualty underwriting
- Ability to organize data, multi-task and make decisions independently
- Above average communication skills (written and verbal)
- Ability to write reports and compose correspondence
- Ability to resolve complex issues
- Continually develop product knowledge through participation in approved educational programs
- Ability to work in the U.S. without current or future sponsorship
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Schedule
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.