Commercial Lines - Forms and Rate Analyst I - III

The Cincinnati Insurance Companies prioritize people and apply the Golden Rule in daily operations. Join our team to help protect families and businesses, contribute to community value, and grow your career in a collaborative, diverse environment.

About the role

Our Commercial Lines Filings Management department seeks a Form and Rate Analyst to develop state filings and manage work supporting Department of Insurance (DOI) approval of Commercial Lines priorities. This role ensures compliance with state laws and regulations for new and current products. The position is based at our Headquarters in Fairfield, Ohio.

Responsibilities

• Develop and submit filings to the Department of Insurance (DOI) for new and revised products
• Create, update, and maintain state-specific forms and rules in state rating manuals to ensure compliance with state regulations
• Understand DOI requirements for various types of filings to ensure successful approval by state DOIs
• Proactively communicate with state DOIs and internal stakeholders regarding filing updates, questions, and status
• Utilize negotiating skills when working with state departments of insurance
• Identify problems, make recommendations, and solicit feedback from Product, Underwriting, Claims, and Corporate Legal when needed
• Build and maintain relationships with DOIs
• Research statutes, bills, ISO circulars, PCI announcements, and competitor intelligence filings to determine necessary actions and communicate them to management, Product, Claims, and Corporate Legal
• Manage work based on multiple timelines
• Work independently within an agile environment while effectively collaborating and engaging with teams divided by line of business

Requirements

• Strong organizational skills and a high level of attention to detail
• Good decision-making and critical-thinking skills
• Strong negotiation skills
• Ability to thrive in a dynamic and evolving workplace
• Proficient in both written and verbal communication
• Competency and knowledge of current market trends, conditions, and competition

Qualifications

• Bachelor’s degree or prior insurance experience

Skills

Encouraged to pursue further knowledge through:

• Accredited institute classes/exams (AINS designation)
• Classroom and/or online learning
• Self-development activities, reading managerial, industry, or other relevant books or trade journals to stay current on emerging trends

Benefits

To increase well-being and satisfaction, we offer a variety of benefits and amenities, including:

• Annual cash bonus and stock incentives based on company and individual performance (for eligible associates)

Pay

The pay range for this position is $50,000 - $104,000 annually. Pay determination is based on the applicant’s education, experience, location, knowledge, skills, and abilities.