Commercial Closing Specialist
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). They say do NOT repeat the job title as a heading. They didn't list Overview as a heading; but we can include a heading if it's relevant? The list includes "About the role" etc. Overview could be considered "About the role". Probably we should use About the role
for the overview paragraph. Then Responsibilities, Requirements (maybe Qualifications), Benefits, Pay, Schedule if present. The posting includes Salary Range (Pay). Benefits: they mention medical, dental, vision insurance, 401K, continuing education, employee assistance program, Impact Network Groups. So we can have Benefits section. Schedule not mentioned, so omit. Skills? Not explicit; maybe we can omit Skills. Requirements: they have Qualifications And Education Requirements, Key Measures Of Success etc. Could combine into Requirements. We'll include Requirements heading.
We must preserve all substantive info, not invent. Remove boilerplate like EEO, etc. Also remove duplicated lines.
We need to output only HTML fragment, no /, no markdown fences.
Let's extract content.
Overview paragraph: "Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values."
That's overview.
Responsibilities: The block after "Responsibilities". Need to capture all bullet-like sentences. It's a paragraph with many sentences. We'll convert to - items. Need to split logically.
Let's list responsibilities sentences:
- The Commercial Closing Specialist position works with the Relationship Managers (RM) in the Commercial and Business Banking segments to provide sales support and coordinate all new money and renewal requests.
- This role must be proficient in the commercial online application system (CML), financial information required for underwriting, loan structuring guidelines, collateral requirements, due diligence items and banking processes.
- The Commercial Closing Specialist provides an appropriate review of entity documents, appraisals, title insurance, UCC Searches and other required supporting documentation to ensure proper signor authorities and lien position.
- This role must communicate effectively with other members of the Loan Fulfillment team, RMs, Banking Specialists, Credit Underwriters, in-house legal counsel, and Loan operations to resolve any issues or questions.
- This position requires a high level of decision-making capabilities and exception processing capability.
- Loan Process Ing Review s and input s loan submissions from RMs in CML including review ing financial information, ownership, loan structure and compliance needs; responsible for complete and accurate data entry in CML.
- Communicate s with the RM to gather additional information necessary to deem the application as complete and ready for underwriting.
- Completes loan pre-closing tasks including ordering appraisals, environment reports, and title/UCC searches; performs a detailed and thorough review of entity documents, title insurance, UCC searches, flood determinations, and other supporting documentation.
- Collaborates with RM to ensure all conditions precedent to closing required by credit are met.
- Review s existing loan documents for accuracy and compliance with loan guidelines .
- Finalizes post-approval in CML .
- Communicate s with underwriting, Line of Business Executives and Credit Administration to address policy exceptions.
- Preparation Of Loan Documents Utilize s Loan Guidelines and commercial procedures to ensure documents are prepared in accordance with approval document . Utilize s special loan software to produce accurate and complete loan documents. Prepares template documents outside of loan software ( i.e. Rate Modifications & Due Date Changes)
- Service Ability to prioritize large pipelines to ensure adherence to service level expectations. Exhibit s flexibility in response to the changing banking environment. Ability to work in a fast-paced environment . Provide s options and solutions when issues arise.
- Additional Position Level In addition to the core job requirements outlined above , the Senior roles is also accountable for: Senior Specialist Processes special ty lending products and complex loan transactions . Complete s a comprehensive review of loan documents prepared by outside legal counsel to ensure they meet serviceability requirements and terms of approval. A ssist s in second level reviews of critical items , as needed, to ensure accuracy prior to releasing closing documents. Acts effectively as the first step in the escalation process and exception decisions. Assists in training new team members. Assists in creating and updating processes and procedures for the department. A ssists management with special projects.
Also there is "Key Competencies for Position" which seems like skills/competencies. Could be a Skills section. But they said use Skills heading if present. We have "Key Competencies for Position" with bullet-like sentences. We could treat that as Skills section.
Qualifications And Education Requirements: list.
Key Measures Of Success /Key Deliverables: list.
We need to decide sections: Overview (About the role), Responsibilities, Requirements (maybe combine Qualifications and Key Measures), Benefits, Pay, Skills (Key Competencies). Schedule not present.
We must not create sections with filler like "commensurate with experience". We have actual content.
Let's extract Benefits: medical, dental, vision insurance; 401K; continuing education opportunities; employee assistance program; Impact Network Groups (variety). Also maybe "competitive compensation with our salary and incentive program" but that's Pay.
Pay: Salary Range $18.25/hr - $29.75/hr.
Now we need to ensure we preserve all substantive info. We'll need to include all details from responsibilities, qualifications, key measures, competencies.
We'll need to avoid duplicative lines.
Let's parse Qualifications And Education Requirements:
"Bachelor’s degree , Associate degree and/or H.S. Diploma/GED with equivalent work experience .
K nowledge of loan documents and experience with loan processing
Knowledge of ONB loan policy and Commercial Guidelines preferred but not required .
Highly organized with a strong attention to detail.
Strong analytical and problem resolution skills.
Excellent verbal and written communication skills.
Must have experience working in a fast-paced office environment with service level expectations.
Must be able to meet deadlines"
Key Measures Of Success /Key Deliverables:
"Service – Provides high level of service to RMs
Speed – Delivers product within service level expectations
Accuracy – Delivers product without errors"
Key Competencies for Position:
"Develops Talent – Strengthen your abilities for today and beyond . You own your own development and your career . Actively assesses self feedback to enhance knowledge, skills and behaviors. Leverages own strengths and those of team members to meet individual and team goals supporting both internal and external client needs. Continuously develops self for current and future roles.
for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.
Makes Decisions & Solves Problems – Seeks deeper understanding and takes action . Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency . Collaborates and seeks to understands the root causes of problems . Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time . Takes action that is consistent with available facts, constraints and probable consequences.
Delights Clients – Continuously seeks and applies knowledge leading to a best-in-class client experience . Passionately serves internal/external clients with excellence . Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally. Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team . Nurtures client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value."
We need to format as list items.
Now produce HTML.
We'll start with
About the role
...overview...
Then Responsibilities
... each responsibility as - ...
Then Requirements
combine qualifications and key measures? Might be better to separate Qualifications and Key Measures but we only have headings list: Requirements, Qualifications, Skills, Benefits, Pay, Schedule. They didn't list Key Measures. Could put under Requirements. We'll include both qualifications and key measures as list items under Requirements.
Then Skills
competencies.
Then Benefits
benefits.
Then Pay
salary range.
We must not repeat job title. No metadata like Job ID.
Let's craft.
Be careful to preserve exact wording? Not required to be exact but preserve all substantive information. We'll paraphrase slightly but keep meaning.
Let's draft.
Overview paragraph: keep as is.
Responsibilities list items: need to capture each bullet.
I'll create items:
- Works with Relationship Managers (RM) in Commercial and Business Banking to provide sales support and coordinate new money and renewal requests.
- Must be proficient in the commercial online application system (CML), financial information for underwriting, loan structuring guidelines, collateral requirements, due diligence items, and banking processes.
- Reviews entity documents, appraisals, title insurance, UCC searches, and other supporting documentation to ensure proper signor authorities and lien position.
- Communicates effectively with Loan Fulfillment team, RMs, Banking Specialists, Credit Underwriters, in-house legal counsel, and Loan operations to resolve issues or questions.
- Requires high level of decision-making and exception processing capabilities.
- Reviews and inputs loan submissions from RMs in CML, including financial information, ownership, loan structure, and compliance needs; responsible for complete and accurate data entry in CML.
- Communicates with RM to gather additional information needed to deem application complete and ready for underwriting.
- Completes loan pre‑closing tasks: ordering appraisals, environmental reports, title/UCC searches; performs detailed review of entity documents, title insurance, UCC searches, flood determinations, and other supporting documentation.
- Collaborates with RM to ensure all conditions precedent to closing required by credit are met.
- Reviews existing loan documents for accuracy and compliance with loan guidelines.
- Finalizes post‑approval in CML.
- Communicates with underwriting, Line of Business Executives, and Credit Administration to address policy exceptions.
- Prepares loan documents using Loan Guidelines and commercial procedures; uses special loan software to produce accurate documents; prepares template documents outside loan software (e.g., rate modifications, due date changes).
- Prioritizes large pipelines to meet service level expectations; exhibits flexibility in a changing banking environment; works in a fast‑paced environment; provides options and solutions when issues arise.
- Senior Specialist responsibilities: processes specialty lending products and complex loan transactions; reviews loan documents prepared by outside legal counsel for serviceability and approval terms; assists in second‑level reviews of critical items; acts as first step in escalation and exception decisions; assists in training new team members; assists in creating and updating department processes and procedures; assists management with special projects.
That seems comprehensive.
Now Requirements list: combine qualifications and key measures.
Qualifications:
- Bachelor’s degree, Associate degree, and/or H.S. Diploma/GED with equivalent work experience.
- Knowledge of loan documents and experience with loan processing.
- Knowledge of ONB loan policy and Commercial Guidelines preferred but not required.
- Highly organized with
About the role
...overview...
ThenResponsibilities
- ... each responsibility as
- ...
Requirements
- combine qualifications and key measures? Might be better to separate Qualifications and Key Measures but we only have headings list: Requirements, Qualifications, Skills, Benefits, Pay, Schedule. They didn't list Key Measures. Could put under Requirements. We'll include both qualifications and key measures as list items under Requirements.
Then
Skills
- competencies.
Then
Benefits
- benefits.
Then
Pay
salary range. We must not repeat job title. No metadata like Job ID. Let's craft. Be careful to preserve exact wording? Not required to be exact but preserve all substantive information. We'll paraphrase slightly but keep meaning. Let's draft. Overview paragraph: keep as is. Responsibilities list items: need to capture each bullet. I'll create items: - Works with Relationship Managers (RM) in Commercial and Business Banking to provide sales support and coordinate new money and renewal requests. - Must be proficient in the commercial online application system (CML), financial information for underwriting, loan structuring guidelines, collateral requirements, due diligence items, and banking processes. - Reviews entity documents, appraisals, title insurance, UCC searches, and other supporting documentation to ensure proper signor authorities and lien position. - Communicates effectively with Loan Fulfillment team, RMs, Banking Specialists, Credit Underwriters, in-house legal counsel, and Loan operations to resolve issues or questions. - Requires high level of decision-making and exception processing capabilities. - Reviews and inputs loan submissions from RMs in CML, including financial information, ownership, loan structure, and compliance needs; responsible for complete and accurate data entry in CML. - Communicates with RM to gather additional information needed to deem application complete and ready for underwriting. - Completes loan pre‑closing tasks: ordering appraisals, environmental reports, title/UCC searches; performs detailed review of entity documents, title insurance, UCC searches, flood determinations, and other supporting documentation. - Collaborates with RM to ensure all conditions precedent to closing required by credit are met. - Reviews existing loan documents for accuracy and compliance with loan guidelines. - Finalizes post‑approval in CML. - Communicates with underwriting, Line of Business Executives, and Credit Administration to address policy exceptions. - Prepares loan documents using Loan Guidelines and commercial procedures; uses special loan software to produce accurate documents; prepares template documents outside loan software (e.g., rate modifications, due date changes). - Prioritizes large pipelines to meet service level expectations; exhibits flexibility in a changing banking environment; works in a fast‑paced environment; provides options and solutions when issues arise. - Senior Specialist responsibilities: processes specialty lending products and complex loan transactions; reviews loan documents prepared by outside legal counsel for serviceability and approval terms; assists in second‑level reviews of critical items; acts as first step in escalation and exception decisions; assists in training new team members; assists in creating and updating department processes and procedures; assists management with special projects. That seems comprehensive. Now Requirements list: combine qualifications and key measures. Qualifications: - Bachelor’s degree, Associate degree, and/or H.S. Diploma/GED with equivalent work experience. - Knowledge of loan documents and experience with loan processing. - Knowledge of ONB loan policy and Commercial Guidelines preferred but not required. - Highly organized with