Commercial Banker (VP or SVP)

About the role

The Commercial Banker is responsible for building customer relationships and advocacy through proactive business development, management, and analysis of a loan and deposit portfolio. This role focuses on generating new loan and deposit volume, including the solicitation and profiling of prospective clients and maintaining accurate sales/pipeline data. The Commercial Banker has a basic knowledge of credit underwriting and collaborates with the credit team to present and analyze client data.

Responsibilities

• Build and develop a network of internal and external resources to build Choice Financial relationships.
• Act as the primary point of contact for clients seeking credit and lending services.
• Provide personalized financial advice and solutions based on clients' creditworthiness and financial goals.
• Explain the terms, conditions, and risks associated with various credit products to clients to help them make informed decisions.
• Work with clients to structure loan terms, interest rates, and repayment schedules that align with their financial capacity and objectives.
• Collaborate with internal teams to customize solutions for complex or specialized lending requirements.
• Actively cross-sell other financial products and services offered by the bank to enhance customer relationships and loyalty.

Requirements

• Minimum of 6 to 10 years of progressively responsible business or ag banking experience.
• Advanced proficiency in commercial and agricultural credit underwriting, portfolio management, and risk mitigation.
• Demonstrated ability to lead client relationship strategies, including business development and retention.
• Strong understanding of complex financial structures and ability to advise clients on sophisticated credit needs.
• Consistent history of meeting or exceeding production goals and contributing to market growth.
• Ability to mentor junior bankers and support team development.
• High degree of professionalism, leadership presence, and strategic thinking.

Culture & values

Choice is #PeopleFirst, banking second. People don’t need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities.

In contributing to our culture, Choice team members are guided by our core values:

• Embrace change and encourage innovation.
• Know when to ask for help and know when to offer help.
• Better the places we live.
• Work hard.
• Do the right thing.
• Have a little fun.

Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values. Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here.