Commercial Banker III
S&T Bank · Indiana, PA · 2 wk ago
Finance$55k–$156k/yrFull-time
Duties And Responsibilities
- Interviews customers and prospective customers to identify loan/deposit opportunities
- Develops and enhances banking relationships with commercial customers by selling loan, deposit and fee products/services
- Collects and analyzes financial data for proper loan structure for written/verbal presentation to loan committee
- Manages commercial calling program for existing customers
- Affords assistance to senior team members with new business development activities
- Responsible for negotiating customer loan documentation and facilitating loan closings
- Carries out a variety of business development activities to identify bank prospects and develop key centers of influence
- Collaborates with commercial banking team and credit to prepare new loan requests, prescreen and committee presentations
- Ensures compliance with existing loan policies and procedures
- Works with product partners including Treasury Management and Private Banking to establish products/services for commercial customers
- Responds to various customer questions and as needed directs to appropriate party and provides follow through
- Collaborates with Portfolio Managers to manage existing loan portfolio
- Maintains a good working relationship with bank employees
- Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization
Requirements
- Requires a four-year college degree or equivalent, major in Business or related fields
- Five to ten years specialized experience
Physical Demands
- Operates a keypad device: 25% of the week
- Operates electronic equipment: 20% of the week; operates office equipment: 5% of the week
- Travels 40% of the week
- Physical demands include travel by car to see customers, inspect construction sites, land developments, etc.
- Requires the use of manual dexterity skills for typing and data entry up to 25% of the business day
- Specific vision requirements include close vision of 18”-20” for computer work
Salary Range
$55,000.00 - $156,450.00