Commercial Banker III

About the role

Assumes the primary responsibility for managing existing and growing commercial banking relationships.

Responsibilities

• Interviews customers and prospective customers to identify loan/deposit opportunities
• Develops and enhances banking relationships with commercial customers by selling loan, deposit and fee products/services
• Collects and analyzes financial data for proper loan structure for written/verbal presentation to loan committee
• Manages commercial calling program for existing customers
• Affords assistance to senior team members with new business development activities
• Responsible for negotiating customer loan documentation and facilitating loan closings
• Carries out a variety of business development activities to identify bank prospects and develop key centers of influence
• Collaborates with commercial banking team and credit to prepare new loan requests, prescreen and committee presentations
• Ensures compliance with existing loan policies and procedures
• Works with product partners including Treasury Management and Private Banking to establish products/services for commercial customers
• Responds to various customer questions and as needed directs to appropriate party and provides follow through
• Collaborates with Portfolio Managers to manage existing loan portfolio
• Maintains a good working relationship with bank employees
• Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization
• Assumes additional responsibilities as required

Requirements

• Requires a four-year college degree or equivalent, major in Business or related fields
• Five to ten years specialized experience

Physical Demands

• Operates a keypad device: 25% of the week
• Operates electronic equipment: 20% of the week; operates office equipment: 5% of the week
• Travels 40% of the week
• Physical demands include travel by car to see customers, inspect construction sites, land developments, etc.
• Lenders also travel out of state to inspect projects, construction sites and meet customers
• Requires the use of manual dexterity skills for typing and data entry up to 25% of the business day
• Specific vision requirements include close vision of 18”-20” for computer work

Benefits

Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Pay

$55,000.00 - $156,450.00