Commercial Banker - Commercial Banking Admin PIT

Essential Duties And Responsibilities

• Origins and manages lending and deposit relationships with middle market as well as larger commercial customers.
• Maintains and effectively manages an individual commercial portfolio in all respects.
• Analyzes financial statements and customer profiles to support the needs of existing and potential customers.
• Works with other bank departments, such as CRM and BBS to effectively manage the credit process.
• Works on multiple complex projects simultaneously, and successfully.
• Works closely with the Special Asset Unit in the collection of past due loans and workout of problem credits.
• Actively participates in community and civic organizations.
• Leverages both community development and external relationships in order to meet bank growth and community development goals.
• Promotes banking services to existing and perspective commercial customers.
• Affixes and maintains a proficiency in the Bank's policies and procedures, and adheres to all laws, rules and regulations that are applicable to your conduct and the work you will be performing.
• Completes all assigned compliance training in a timely manner.
• Originates, develops and maintains relationships with commercial customers for their financial needs through direct and ongoing sales calls and referrals.
• Provides loan structures to meet customer needs and ensures that appropriate documentation exists in order to adequately protect the bank.
• Adheres to bank policy.
• Originates new business opportunities through outside business development sales calls to centers of influence and perspective customers.
• Follows up all internal and external customer referrals.
• Acts as the sales manager for assigned accounts.

Requirements

• Bachelor’s Degree (B.S.) degree or equivalent from four-year College or university.
• 3 years related experience and/or training; or equivalent combination of education and experience to include the management of Commercial Real Estate relationships.